Archive

Nikolay Adeyev started his career as a developer in the United States. Twenty years ago, he decided to take all that he had learned to Ekaterinburg and founded one of the largest companies supplying Russia with SaaS products – the IT company Artsofte. He is involved in the development of solutions for the real estate industry (Profitbase), the automotive industry (Tradedealer), and Fintech (Abanking).

Abanking serves as the foundation for projects occupying the leading positions in the most authoritative ratings of Internet banks in both the retail and corporate segments in Russia and the CIS.

Nikolay Adeyev and the Abanking team are working to make the digitalization of banking services more accessible. Thanks to their efforts, banks that cannot afford to hire an entire development staff can still offer their clients high-quality online services. After all, each bank wants to be number one.

One of Nikolay’s priorities is the development of the Fintech industry, so he actively shares his knowledge and travels the world, giving lectures and presentations:

https://www.if24.ru/potentsial-rossijskogo-finteha/

http://futurebanking.ru/reglamentbank/article/5740?access_key=3fGVYN

https://www.facebook.com/abanking/videos/1898113176916855/?eid=ARCSmPfXvDi4uJAu21uhkM8Vf3z4EzZsiNWasc0EzJbpwssGKTulrqb18pi-7zol3BTqX1kGzmiM2AyU&timeline_context_item_type=intro_card_work&timeline_context_item_source=100001086223126&fref=tag

Alexander Ayvazov was born in Tbilisi in 1980. In 2001, he graduated from the Department of Physics and Mathematics at Tbilisi University, majoring in applied physics and IT. In 2001-2003, Alexander studied at the Open University of Great Britain, specializing in strategic management.
In 2000–2011, Alexander headed companies focused on direct investments and asset consolidation; he was involved in M&A deals both in Russia and beyond, and practiced strategic consulting.
From 2011, Alexander specifically concentrated on investing in hi-tech companies in various countries, and was a managing partner and member of the board of a number of Russian and international companies involved in development of cloud technologies, artificial intelligence, virtual and augmented reality services, online games, electronic commerce and payment solutions, fintech, SaaS solutions for businesses. Alexander was responsible for strategic development of the portfolio companies’ business, major restructuring of the lines of business, was engaged in design and development of key products and creation of business partnerships.
In Autumn 2016, Mr. Aivazov joined Rostelecom as Business Development Director and in June 2017, he was appointed Vice President for Business Development.

Current activities: pilot innovative technology intensive services for small business in digital banking, project management and implementation of VTB Bank digital products for entrepreneurs.

Mr. Aleksakhin has been working in finance for 10 years, including banking for small business, corporate innovation introduction, product management.

PhD in Economics; graduate of Financial University under the Government of the Russian Federation.

Founder of Fintech Lab, the first fintech accelerator in Russia. Has over 15 years of experience in bank marketing, mass media, and PR. Arnautov has worked as Editor-in-Chief of the web-portal Bankir.ru and General Director of Reglament Publishing House. He created the information projects Rebanking and FutureBanking.ru.

In 1993, she graduated with honours from the Financial Academy under the Government of the Russian Federation.
Since 1992, she worked in various positions in credit organizations, and since 2009 she headed the Operations Directorate of Rosbank, which provides organizational and operational support to the bank and its regional network.
Since 2014, she heads the Department of the National Payment System at the Bank of Russia, which oversees issues of regulation and development of the national payment system, its monitoring and supervision, organization of the state payments and other areas. She oversees the operations of AO NSPK, as well as the projects for the establishment and development of the Fast Payment System, the Financial Messaging System, the implementation of ISO20022 international financial messaging standards.

Boris Batine graduated with honours from the University of Cambridge in England, where he received a Master’s degree. He also has a PhD in Economics. Batine has an extensive background in investment banking. Before starting his own business, he held several top management positions, including Vice-President for Debt Markets, at Deutsche Bank Group in London, Renaissance Capital, and The Royal Bank of Scotland.
Boris is fond of wakeboarding and snowboarding and participates in sporting events such as marathons, swimming competitions, and triathlons.

Ghela is a self-proclaimed Fintech fanatic, and Founder of FemTechGlobal™, a network dedicated to challenging the status quo and improving inclusiveness and diversity in Financial Services. FemTechGlobal™also sponsors the annual Women In Tech Banking Technology Award.
A frequent keynote speaker and editorial contributor, Ghela focuses on how to fast-track internal innovation and on the practical application and commercialization of fintech/bank collaboration. She is particularly interested in modernizing legacy banking systems, disruptive business models, and facilitating emerging technologies in the banking sector. Her primary focus and expertise is in constructing Proof of Concept/Proof of Value scenarios and experimental design, including tech sprint mapping and process solutioning for commercial pilot programs.
Her background in regulatory economics underpins her work with several Regtech firms and supports her advocacy of identity and privacy solutions. Ghela also has a successful track record in strategic business development, sales enablement strategies, go-to-market strategies, and translating value propositions into business drivers for executive change agents in financial services.
An advocate of nurturing Customer Lifetime Value for both banks and those they serve, Ghela supports the adoption of technology to transform the financial services industry for the greater good.
Included in the list Fintech 2016: Top 100 Influencers by Onalytica
Named one of Brummell Magazine’s 2016 ‘30 Inspirational Women Innovators’
Included in Innovate Finance’s Women in the Fintech Powerlist 2016 & 2017
Named one of Silicon Republic’s 2016 20 Influencers You Need to Know (Dec 2016)
Named by BBVA as one of the Women Leading the Way in Fintech, 2017
Named one of the Top 50 RegTech Influencers by Planet Compliance, 2017 & 2018

Alexey has a PhD in Economics. He has been working in financial risk analysis and management for over 20 years. He started his career in the Bank of Russia where he went all the way from an economist to Deputy Head of Banking System Analysis, responsible for remote analysis systems for financial conditions of lending organisations.
In 2004, Alexey joined Interfax Group where he heads the Centre for Economic Analysis. Currently, the Centre is focused on developing analysis methods for financial risk management that are implemented in information analytical systems (RuData, Efir Add-In). In 2017, Alexey supervised the development a method for evaluation of a fair value of bonds for the benefit of Pricing Centre at the National Settlement Depository (the first ant the only pricing centre that has the accreditation by the Bank of Russia).
Alexey authored over 100 publications in leading journals on his academic and professional activities, he is also the author of a monograph titled Reliability of a Bank: from Formalisation to Evaluation. Alexey is Vice President of the Guild of Financial Analysts and Risk Managers.

Oleg Chanchikov graduated from the Economics Faculty of the Siberian University of Consumer Cooperation (previously the Novosibirsk Institute of Soviet Cooperative Trade) and took a business consulting course at the Swedish School of Economics and Business Administration in Helsinki. He has held leadership positions in the marketing and business development subdivisions of Russian and international companies for over 15 years. Previously, Chanchikov was responsible for regional development and international expansion at Yandex and created an integrated fintech project in partnership with the world's largest ride-sharing companies. At APIBank, he is responsible for business development and partner projects.

Born: 20 January 1973; Moscow.
Education:

1995: Graduated from the Faculty of Law of Lomonosov Moscow State University (jurisprudence).
Speaks English.

Professional Experience:
1995–1996: Economist of the 2nd category, Economist of the 1st category, Lead Economist with the Foreign Exchange Regulation Division, Main Division for Foreign Exchange Regulation and Foreign Exchange Control, Bank of Russia.

1996–1997: Leading Economist of the Foreign Exchange Regulation Division, Chief Economist of the Foreign Exchange Control of Capital Operations Division, Foreign Exchange Regulation and Foreign Exchange Control Department, Bank of Russia.

1997–1999: Deputy Head of the Foreign Exchange Control of Capital Operations Division — Section Head of the Foreign Exchange Regulation and Control Department, Bank of Russia.

1999–2000: Head of the Foreign Exchange Operations Analysis Division, Foreign Exchange Regulation Department, Bank of Russia.

2000–2002: Deputy Director of the Foreign Exchange Regulation Department, Bank of Russia.

2002–2004: Deputy Director of the Foreign Exchange Regulation and Control Department, Bank of Russia.

2004–2011: Deputy Director of the Banking Regulation and Supervision Department, Bank of Russia.

2011–2013: Director of the Financial Stability Department, Bank of Russia.

From September 2013 to 2 March 2014: First Deputy Head of the Financial Markets Service, Bank of Russia.

Since 28 February 2014: Deputy Governor of the Bank of Russia.

Member of the Bank of Russia Board of Directors (since 18 October 2013).

Viktor Dostov, President, eMoney Association

In 1996, graduated from the Law Faculty of Kutafin Moscow State Law University (MSAL). PhD in Law.

Author of over 40 works on banking, currency control, and administrative and civil law.

Takes active part in work of:
- Expert Council of Financial Market Participants on Evaluating Innovative Financial Services and Technologies;
- Expert Council for the Protection of Financial Consumers and Minority Shareholders of the Bank of Russia;
- Thematic working groups on regulations as part of the ‘Digital Economy of the Russian Federation’ programme;
- Thematic working subgroups of the Working Group on the Optimization of the Regulatory Load of Financial Market Participants of the Bank of Russia;
- Interregional Banking Council under the Federation Council of the Federal Assembly of the Russian Federation;
- Expert Group on AML/CFT, Internal Control, and Regulatory (Compliance) Risk under the Federation Council Committee on the Budget and Financial Markets;
- Expert Council on Monetary Policy and Financial Market Regulation under the State Duma Committee on Financial Market;
- Consultative Council to the Interagency Commission on AML/CFT under Rosfinmonitoring.

Founder and Co-Chair of the Afina Youth Financial Club for Pre-Tertiary Education Preparation at the Moscomsport Moscow Experimental School.

She has been working in Vedomosti since 2014, writing articles on the banking sector, fintech and payment systems.
In 2015 she graduated from the Lomonosov Moscow State University, Department of Journalism. While studying at the university, she wrote articles for ‘Kommersant. Science’ and ‘Business Magazine’, as well as for the ‘Russia Beyond the Headlines’ portal on the Russia–Holland cross-year. In 2013, she completed a six-month internship at the Media Department of Windesheim University of Applied Sciences, Netherlands.

Alexey leads the Russian Quantum Centre research and development of technologies for processing and transmitting data based on quantum effects. Under his leadership, software products for industrial systems of quantum cryptography and quantum networks were developed, as well as new algorithms and protocols for quantum computing. The Alexey’s group research projects were supported by a Presidential grant, the Russian Science Foundation and the Russian Foundation for Basic Research.
University Degree from Bauman MSTU, PhD from the University of Paris-Sud, University of Paris-Saclay and the French National Centre for Scientific Research.
Alexey is the author of more than 35 scientific papers in the field of quantum physics and quantum technologies, including a review on the blockchain attack tolerance on quantum computers in Nature journal. He is a regular speaker at international scientific and technological conferences. Alexey was a visiting researcher at various universities and research centres in Canada, the USA and Germany. In 2019, Alexey was made it to the Forbes Russia’s ’30 under 30’ list in the Science and Technology category.

1981: graduated from Moscow Aviation Institute.
2017: graduated from the Russian Presidential Academy of National Economy and Public Administration majoring in Law.
Doctor of Economics, Professor.
1981–1985: at Vympel State Engineering Design in Moscow.
1985–1989: Secretary of VLKSM Tushino Regional Committee, Moscow.
1989–1991: Secretary of Moscow City Committee of VLKSM.
1991–1994: President of Odissey JSC.
1994–2001: Head of the Administration of the Committee for Budget, Tax Policy, Financial, Foreign Exchange, and Customs Regulation and Banking at the Russian Federation Federal Assembly Federation Council.
2001–2004: Member of the Federation Council, First Deputy Chairman of the Federation Council.
2004–2010: Auditor at the Accounts Chamber of the Russian Federation.
2010–2013: Deputy Chairman of the Accounts Chamber of the Russian Federation.
Since 2013, Bank of Russia Chief Auditor.
Has been awarded with the Order ‘For the Merit to the Fatherland’ 4th Class.

An evangelist of contactless mobile payments and saying ‘no’ to plastic. One of the cofounders of the company i-Free. In 2010, he founded the company Cardsmobile – the developer of the mobile app Wallet. The application helps free users from all sorts of plastic cards, allowing them to transfer their cards to the app and use them to get discounts and pay for their purchases in stores.

Author of the financial segments aired on the Business FM radio station
An economist by education, Nadezhda Grosheva worked as an investment consultant in banking before the 2008 economic crisis. After the financial collapse, she turned to the stock market. In 2009, she launched a financial reality show called ‘Nadia Grosheva’s Portfolio’, a multimedia project about how a private investor with RUB 300 thousand invests their money. This is an experiment in real time: purchasing shares, bonds, mutual investment fund units, and other financial instruments – a test of investment concepts. Her most successful decision was transitioning to dollars in 2011 and buying shares in well-known American companies: Apple, Google, Tiffany, Facebook, and others. In 2015, she started leading the ‘Risk Index’ segment on Business FM.

Professional experience
In 1990–1995, worked as Assistant to the Chairman of the Soviet of the Union of the Supreme Soviet of the USSR, then worked for the Parliamentary Centre of the Russian Federation.
In 1995, joined the Legal Department of the Bank of Russia.
In 1998–2014, Deputy Director of the Legal Department of the Bank of Russia.
From 2014 to present, Director of the Legal Department of the Bank of Russia.
Education
In 1990, graduated from the School of Law at the Lomonosov Moscow State University. Doctoral degree in Law (2016).
Other
Honoured Lawyer of the Russian Federation (2012).
Decorated with the Medal of the Order ‘For Merit to the Fatherland’, 2nd class (2016); the Certificate of Merit from the Bank of Russia (2010); the Certificate of Merit from the Federal Financial Monitoring Service (2016); Medal ‘For cooperation’ from the Prosecutor General's Office of the Russian Federation (2017); Gratitude from the Chairman of the Federation Council of the Russian Federation (2012); Gratitude of the Minister of Finance of the Russian Federation (2015); has a number of other national and public awards.
Holder of the Highest Legal Award ’Femida’ (2016).
Author and co-author of over 80 research papers on the theory of government and law and bank activity regulation.

Director of the Information Technology Department of the Bank of Russia

Author and host of the 'Economics. The day' show.
Graduated from the Higher School of Economics (2009) with a major in International Finance; received additional training as a visiting scholar at Stanford University (2010). Served as Vice Head of the Department for Economic Forecasting at Gazprombank. Currently teaches financial and economic data analysis at HSE.

Vadim Kulik graduated from the Dmitry Mendeleev University of Chemical Technology of Russia and later the Plekhanov Russian University of Economics with a specialization in Finance and Credit. He started his career in 1995 as the Lead Economist at Imperial Bank. From 1998 to 2004, Kulik occupied various leadership positions at Probusinessbank. In 2004, he started working at VTB24 as Senior Vice-President – Risk Analysis Department Director, by 2008 he was serving as Senior Vice-President – Credit and Risk Department Director.
From 2008 to 2017 he worked at Sberbank, where he transitioned from serving as the director of the division tasked with creating a centralized credit back office for retail clients to Deputy Chairman of the Executive Board, responsible for curating the ‘Technology’ and ‘Risk’ blocks. He later served as the First Deputy Chairman of the Executive Board of Otkritie Holding. From 2017 to 2019, he served as the Deputy Chairman of the Management Board at Gazprombank, where he curated the IT, Risk, and Operations block.

Leading expert of SAP CIS in modern technology for finance industry, including customer experience management, financial management, and analytical decision support systems.
Mikhail Loginov has been trained in the areas of technology (Engineering at Bauman Moscow State Technical University) and economics (Economics at the Financial University under the Government of the Russian Federation and Underwriting at the Institute of Insurance and Investment Business).
He has been working in finance for 25 years, he was involved in business digitalisation, development of bank telecommunications system, web portals, decision support systems. For more than 8 years, he supervised information analysis systems at the Bank of Russia.
Mikhail Loginov joined SAP in 2004, and made all the way from system analyst to director for business programme development. In his current position, Mikhail is responsible for development and promotion of modern digital technologies in banks and insurance companies. His major area of interest is use of fintech for monetisation of customer experience based on data analysis.

Mr. Lyakh graduated from Russian State Technological University (MATI) named after K.E. Tsiolkovsky in 2006, specializing in information systems and technologies. In 2009 he obtained a degree in Economics with focus in financial markets and financial engineering from Financial University under the Government of the Russian Federation.
Since joining the Federal Service for Financial Markets (FSFM) in 2009, Mr. Lyakh has been working in financial market regulation. In 2011, he was appointed as FSFM Head of the division engaged in countering insider trading and market manipulation.
In 2014, he was appointed as Head of the Main Office for Countering Malpractice in the Open Market, a new division created at the Bank of Russia. In June 2017 the Main Office was extended to Department for Countering Misconduct with Mr. Lyakh appointed as Director.
The areas of expertise include investigations related to market abuse, inter alia insider trading, market manipulation, price distortion, financial pyramids, unlicensed regulated activities and high-frequency trading.

Date of Birth: 01.09.1976
Education:
1993–1999: Moscow Institute of Electronic Engineering, graduated with honours with a degree in Computer Aided Design.
Career:
Igor Lyapunov has been working in the IT industry since 1997, making all the way from a system administrator to a CEO.

His started his career as a system administrator at LANIT in 1997. In 1999, he became Head of Information Security Department.
In 2005, he left LANIT and joined Integrated Services Group as the Director of System Security.
In 2008, he joined Jet Infosystems where he was in charge of the Information Security Centre.
Igor Lyapunov is currently Vice President for Information Security at Rostelecom and CEO of Rostelecom Stelar, which is a part of Rostelecom Group and which is a national provider of services and technology for information asset protection, target monitoring and information security management. For over 20 years of work, he has been in charge of more than a hundred geographically distributed projects on information security for federal agencies and commercial organizations.

1991–1992: Chief specialist in the Directorate on Economic Reform of the Standing Committee of the USSR Scientific and Industrial Union Board, Moscow.
1992–1994: Chief specialist, consultant for the Directorate of the Russian Union of Industrialists and Entrepreneurs on Economic Policy Issues.
1994–1994: Adviser at the Expert Institute of the Russian Union of Industrialists and Entrepreneurs.
1994–1995: Deputy Head of the Economic Reform Department – Head of the Division for State Regulation of Economy of the Russian Federation Ministry of Economy.
1995–1996: Deputy Head of the Economic Reform Department of the Russian Federation Ministry of Economy.
1996–1997: Head of the Economic Reform Department of the Russian Federation Ministry of Economy, member of the Ministry's Board.
1997–1998: Deputy Minister of Economy.
1998–1999: Deputy Chairperson of the Promtorgbank Board.
1999–1999: Executive Director of the Eurasian Ratings Service.
1999–2000: Vice President of the Centre for Strategic Research Foundation.
2000–2003: First Deputy Minister of Economic Development and Trade of the Russian Federation.
2003–2005: President of the Centre for Strategic Research Foundation.
2005–2007: Head of the Expert Council of the Organizing Committee for Russia's Presidency of the G8 in 2006, Head of Research at the Centre for Strategic Research.
On 24 September 2007, appointed Minister of Economic Development and Trade of the Russian Federation.
Since 12 May 2008: Minister of Economic Development of the Russian Federation.
May 2012 – June 2013: Aide to the President of the Russian Federation.
Since June 2013: Governor of the Bank of Russia.
Member of the Bank of Russia Board of Directors pursuant to Article 15 of the Federal Law “On the Central Bank of the Russian Federation (Bank of Russia)”.

Education:

● Economics Faculty of the Lomonosov Moscow State University.

Alexey Natekin is involved in developing the Data Science community in Russia and abroad. He develops data science and machine learning within companies. He connects companies with data science and the data science community.

He is responsible for organizing the activities of the Open Data Science community, the largest specialist community in the CIS, with over 35,000 participants. Natekin is the organizer of Data Fest, the largest Data Science conference in Eurasia.
In the past, he has headed Data Scientist groups in DM Labs, Deloitte, Diginiteca, and Siemens. Natekin is also the organizer of a number of Data Science educational programmes.
Education: Undergraduate degree: Faculty of Mathematics and Mechanics, St. Petersburg State University; Graduate degree: Technical University of Munich (TUM).

Laurent is a French entrepreneur, recognized for its digital/mobile payments-banking & Fintech expertise, with a focus on strategy, business development, & innovation.
He founded in 2015 the Paris Fintech Forum which is now the main and most exclusive international event on digital finance and fintech in Europe. Fifth edition will be held January 2020 28th & 29th in the former French stock market exchange, and will gather 2600+ attendees from 70+ countries to listen to 250+ CEOs on stage from banks, insurances, VCs, telcos and countless Fintechs. (www.parisfintechforum.com )
As the Founder and CEO of Altéir Consulting, created just after he helped launch Zebank, first online bank in Europe in 1999, he had the opportunity to work across the complete value chain helping telcos, banks, insurers, new incumbents and startups to define new strategies & products, to launch new businesses and to manage major international projects in the telco, payment & digital finance sector.
Since 2011 he chairs the Payment & Fintech club of the French Digital economy association (ACSEL), biggest club in France for the sector which gathers 300 experts each quarter for international exchanges. He is also the President of ACSEL since 2018.
Laurent is also part of many payment & fintech institutional bodies and a regular speaker in key international events.

In 2017–2019, as Director of the Fintech & Blockchain Centre, Pavel has been leading the commercialisation of developing innovative start-ups for the financial sector and helping corporations and venture funds identify and invest in unique Russian projects. In 2017, Pavel was responsible for the signing of an agreement with Tinkoff Bank and the opening of an R&D laboratory focused on blockchain in Skolkovo. In 2018, the Centre had 50 Fintech projects with an annual turnover of USD 77 million and 23 blockchain projects which attracted more than USD 15 million.

In 2015–2016, as Head of Cloud, Fintech & Edtech, Pavel Novikov led initiatives to commercialize innovative developments produced by the Foundation’s startups, created the Sk EdTech Club involving 20 EdTech start-ups, organized Vitalik Buterin’s visit to Russia, and launched the Blockchain Centre and a joint fintech accelerator with the Internet Initiatives Development Fund and Sberbank, which was recognized as the best Fintech accelerator of 2016 by Banking Review.

In 2013-2014, Pavel worked as Cloud & Mobility Business Development Director at Softline International in LATAM.

In 2010, Pavel built up an affiliate sales channel for the leading cloud providers in Russia and the CIS from scratch, using VMware and Citrix rental models.

Olga Pogorelova has served as head of the division for client analytics and development of corporate relationship management systems at VTB Bank since 2011. She also is also in charge of the launch of the VTB Group strategic project to establish a unified corporate business information space.
2005–2011 IBS, Chief Consultant of the Government Relations Department
Pogorelova served as an external consultant in developing the concept of creating a unified integrated environment for managing public finances (e-budget) and in building an official national procurement website and an information and analytical budget monitoring system for the Russian Federation and the Federal Treasury that organized the execution of the Russian Federation’s budget system and provided it with cashier services.
She worked for Russian and foreign IT companies that specialised in developing software for financial market participants until 2005.
Education
Pogorelova graduated with honours from the Higher School of Economics with a degree in Finance and Credit.

The founder of EasyFinance.ru, the best FinTech startup according to the FinTech Russia conference, winner of the InvestHK Fintech Award (Hong Kong), one of the Top-20 FinTech companies according to SPC FinTech London.
Independent director of a number of Russian companies, Mikhail held management positions in finance and operations in leading Russian companies including Magnit, Transasia, Bork, Pik, Amtel Vredestein, and Facilicom.
Co-author of the book "Personal Finance and Family Budget", author of a series of publications in leading Russian publications on finance and management.
Institute for Independent Financial Advisors (IFIC) certified.

Professional experience
1988–1989 – Metering and automatics technician, grade 2 computer engineer at Sergo Ordzhonikidze Gorky Aircraft Production Association, Gorky.
1989–1994: Student at the Lomonosov Moscow State University, Moscow.
1994–1999: Postgraduate student at the Lomonosov Moscow State University, Moscow.
1995–1997: Planning and control specialist at Compagnie Bancaire (Groupe Paribas), Paris.
1997–1998: Head of credit and insurance development mission in Russia, development board specialist at Groupe Paribas SFS, Paris, Moscow.
1999–2000: Vice-president, head of the International Development Department at Cetelem SA, Groupe Paribas, Levallois, France.
2000–2003: Senior vice-president, a general director and chief executive officer at Cetelem, Groupe BNP Paribas, Athens.
2003–2005: Board member, deputy director, principal partnership supervisor at Cetelem SA, Groupe BNP Paribas, Levallois, France.
2005: Head of the expert group for TACIS Banking Supervision and Reporting at the Delegation of the European Union to Russia, Moscow.
2006–2009: Executive officer, member of the board of directors at the investment fund EcoLive SA, general director at the management company EcoLive Ltd, Luxembourg, London.
2008–2009: Board member, deputy director at Cetelem SA, Groupe BNP Paribas, Levallois, France.
2010–2012: Deputy Chairman, finance and risk supervisor at Moscow Bank of OAO Sberbank Russia.
2012–2014: Director of the Banking Regulation Department at the Bank of Russia, Moscow.
Since 2014: Deputy Governor of Bank of Russia, Moscow.
Member of the Bank of Russia Board of Directors (since 16 June 2015).

Education
1994: Graduated from the Lomonosov Moscow State University, Moscow.
1995: Graduated from the Paris Dauphine University (Paris IX), Paris.
2010: Graduated from the Ecole Nationale d`Administration, Strasbourg.

Vladimir Pozner is a Russian journalist and broadcaster, radio host, and writer. Author and host of the POZNER, a programme on Channel One.

Mr. Rundasov graduated from the Higher School of Economics, Department of Business Informatics. Since 2008, he worked at the Capital Branch of MegaFon, where he was responsible for the development of the business analysis and reporting, and also participated in the launch and development of the cross-selling process. Alexey has been with SAS Russia / CIS since 2011, where he took part in most of the projects for client analytics and marketing campaign management based on SAS solutions. In 2019, he was appointed Director of Banking Department and is in charge of identifying the demand, developing business and replicating best analytical practices and accumulating SAS expertise in the banking industry.

Oleg Shibanov is a senior lecturer in Finance at the New Economic School in Moscow and the Director of the Centre for Research in Financial Technologies and Digital Economy SKOLKOVO-NES. He also serves as the Academic Director of the Master of Arts in Finance programme at NES.
Oleg graduated from the Department of Mathematics and Mechanics at Moscow State University and received a Master of Arts in Economics from the NES. He has a Candidate of Science in Mathematics degree from Moscow State University and a PhD in Finance from the London Business School.
Oleg is active in the media, and has appeared on TV (RBC-TV, TV Rain, OTR, TVC, Channel One), radio (Moscow Talking, Silver Rain, Radio of Russia), and in columns (Forbes, RBC, Republic, Nplus1 etc.).
Oleg's research interests include asset management, asset pricing, and microfinance.

Chris Skinner is known as the most influential person in technology in the UK. He is an independent commentator on the financial markets and fintech through his blog theFinanser.com and author of the bestselling books Digital Bank, ValueWeb and Digital Human. He chairs the Financial Services Club and Nordic Finance Innovate, is a non-executive director of 11:FS and on the advisory boards of various firms including B-Hive, Moven and Meniga. Mr. Skinner has been an advisor to the United Nations, the White House, the World Bank and the World Economic Forum.
In June 2019, Chris Skinner was invited to deliver a keynote at Tedx Athens on ‘Kids creating the future bank’. Our children and our children’s children, or Gen Y millennials and Gen Z teenagers are reinventing finance with code. What do they want from the world of finance, and how will the bankers of old react? Click here to view the 15 minute talk.
In recent years, he has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News and Thomson Reuters, as well as:
• Best CEO of the Year 2019 – Lawyer International
• Best Financial Markets Adviser of the Year 2019 – M&A Today, Corporate America Today and Global 100
• Most Influential Fintech Advisor 2019 – CV Magazine
• Best Fintech Keynote Speaker 2019 – Global Business Insight
• Ones To Watch in Financial Services 2019 – Global Business Insight
• Financial Markets Advisor of the Year – ACQ5 Global Awards 2019, The Global Venture Annual Awards 2019, Global 100 Awards 2019 and Lawyer International Global Awards 2019
• Best FinTech Author 2019 – AI International Finance Awards 2019
• Outstanding contribution representing The Finanser – CEO Today Magazine European Business Awards 2019
• Game Changer of the Year 2019 – Finance Monthly
• FinTech Author of the Year 2019 – Acquisition International
• Most Influential CEO of the Year 2019 – CV Magazine
• Refinitiv’s top 100 global social media influencers in financial technology 2019
• Best in Financial Services UK – Global Business Insight Awards 2019.

Born: 4 June 1969; the Moscow Region.

Education
1990: Graduated cum laude from Moscow Plekhanov Institute of National Economy.

1995: Graduated from California State University, Hayward (USA).

МВА in management and economy.

Fluent in English.


In 2016 awarded with Medal of the 2nd degree Order ‘For Service to the Homeland’.

1990–1992: Engineer, senior specialist at the firm Customs Terminal in the system of the USSR Customs Committee of the All-Union Foreign Economic Association Vneshterminalcomplex.

1992–1993: Chief specialist, acting head of the marketing, lending and exchange operations section of the Foreign Exchange Division of JSCB of Intersectoral Integration.

1993–1998: Deputy head of the foreign economic section, director of the Foreign Exchange Division, deputy director of the Customer Operations Department of Regional JSCB Moskva.

1998–2003: Director of the Settlements Department of OJSC JSCB Avtobank.

2003–2007: Director of the Retail Sales Development Department, Director of the Operations and Cash Services Directorate, Director of the Remote Service and Bank Card Operations Directorate, Director of the Retail Service Directorate, Director of the IT Directorate of OJSC JSCB Rosbank.

2007–2014: Deputy Chairperson of the Management Board, member of the Management Board, chairperson of the Banking and Information Technology Committee of OJSC JSCB Rosbank of Societe Generale Group.

2009–2014: Chairperson of the Board of Directors of United Settlement System NCO.

2014–2017: Deputy Governor of the Central Bank of the Russian Federation.

From September 1, 2017: First Deputy Governor of the Central Bank of the Russian Federation.

Member of the Bank of Russia Board of Directors (appointed on 2 December 2016).

Alexander graduated from the Plekhanov Russian University of Economics, specialising in business management. He began his career at N-Trans and participated in the development of the project M-11 Moscow – St. Petersburg Route. He continued his career at PwC, where he developed the foreign asset management strategy for Lukoil Overseas. Having gained experience in consulting, he moved to Rosatom, where he was responsible for developing financial models and structuring M&A transactions.
In 2012 he joined Sberbank, and in 2016 he kicked off the cloud solutions project at Sberbank, firstly as a partner, and later as CEO of the subsidiary SberCloud (Cloud Technologies LLC).
Outside of work, he has participated as a lifeguard in a number of humanitarian missions and is the holder of various red cross certificates.

Heads experimental research into optical quantum computing and creating prototypes of quantum simulators based on single neutral atoms in optical traps (tweezers).
Defended his Candidate’s Dissertation on the ‘Correlative Nature of High-Dimensional Quantum States based on Biphoton Fields’ in 2011 at MSU’s Faculty of Physics. Later, from 2011 to 2012, he worked at Centre for Quantum Technologies (CQT, Singapore) on experiments related to quantum electrodynamics with single atoms in optical resonators. Since 2013 to the present day, he works at Lomonosov Moscow State University, where he involved in experimental quantum optics and quantum information. Since 2018, he has led the university’s experimental lab for developing quantum computing systems, which is part of the Quantum Technology Center created at MSU as part of the National Technology Initiative.

Artem is the CEO of Tokenomica, which he founded in 2018. Tokenomica provides a technology solution for raising capital, which allows issuing and secondary trading of smart securities based on block chain technology. Also, Artem is a member of the Management Board of the Association for the development of tokenization standards, the head of the block chain community in Russia.
In 2016, Artem founded and became the leader of the Deloitte Block Chain Lab in the CIS. Here led several innovative projects on introducing block chain technology into the business processes, as well as on asset tokenization, structuring ICOs and developing crypto currency and block chain legislation. In 2017, he founded the Sputnik DLT block chain integrator to provide support for the implementation of block chain in the business processes of large enterprises and government agencies in several countries in Europe and the CIS.
Artem is a member of the expert councils of several development institutes and legislative bodies throughout the CIS.
Education
Artem graduated from the National Research University Higher School of Economics with a degree in law.

Alexey Tolstik graduated from the Financial University under the Government of the Russian Federation. He is the founder of the financial platform Mandarin. He has been successfully involved in the development of the tech industry in Russia for over 10 years. He has served as a Co-Founder and Member of the Board of Directors of AO Russian Technological Club since 2007. He created the engineering company FRESCO, which he then sold in 2014. At the moment of sale, FRESCO was one of the top 5 biggest energy-saving companies in Russia.

Sergey Velts was born on 3 November 1987 in the city of Alushta, Crimean Region.
Education
Bauman Moscow State Technical University, Specialist, Integrated Support for Information Security of Automated Systems (KOIBAS), School of Data Analysis at the Yandex Business Summer School, Glyndwr University, Wales, UK, Microsoft Data Structures and Algorithms Summer School
Research Interests
The use of intelligent systems and machine learning in protecting against fraud in financial systems, mathematical modeling and game theory in information warfare, the theory and tech behind creating distributed systems.

He is the author of more than 300 books, articles and scientific papers on the transformation of financial markets, SMEs, ESG banking, and the author of the free electronic course ‘Universal Entrepreneurial Education’ (school.centrinvest.ru).

Member of the Board of Trustees of Southern Federal University
Member of the Board of Trustees of Don State Technical University
Member of the Board of Trustees of Rostov State Economic University (RINH)
Chairman of the Supervisory Board of the Endowment Fund ‘Education and Science of the Southern Federal District’, author of the My Strategy 2030 Project (strategy2030.ru).

Together with Jacques Attali (positiveforum.ru) is the organizer of the Positive Economy Forum, a participant of the EBRD and the World Bank forums, the winner of the FT/IFC contest.

General Director of the Federal Fund for Small Business Support (1997–1998)
Chairman of the Commission for the Development of Economics, Entrepreneurship and Innovation of the Civic Chamber of the Rostov Region (2011–2017).
Chairman of the Committee on SMEs of the Association of Banks of Russia

Speaks English and French.

Coming from a strong background in retail banking and financial product development, Tatyana leads AFT’s work on digital transformation in finance. This includes distributed ledger technology, Faster Payments System, Digital Identity, and Open API.
Prior to joining AFT, Tatyana held several top managerial positions at some of Russia’s commercial banks.
She previously served as Chair of the Board at Volkswagen Bank RUS and Senior VP, Transformations at Bank Globex. Since 2016, Tatyana has been Deputy Chair of the Board at Ak Bars Bank, which is listed among Russia’s Top-20 commercial banks.
Tatyana holds a Ph.D. in economics and has qualified as an Independent Director through the Graduate School of Public Administration at Moscow Lomonosov State University (MSU).

Сhief of the German subsidiary of 4finance Group. CEO of Vexcash AG. Before joining 4finance Group in 2017, he launched Vexcash AG, Germany’s first online convenience credit-broker, which is currently a wholly-owned subsidiary of the Group. Earlier he worked as Head of Retail Division in Unicreditbank (Czech Republic and Slovakia) and then as Head of European Business Division in Kreditech. Andre has huge experience in consumer finance and retail services including FinTech projects, traditional banking, and insurance in Europe (Germany, Italy, Austria, France, Poland, Romania, and Czech Republic) and in the USA. Mr. Achtstaetter has 20 years of professional experience. In 2005, he graduated from AKAD Fachhochschule für Berufstätige-University of Applied Sciences (Germany), majoring in Business Management. In 2007, he completed an MBA programme in International Business from ENPC MBA School of International Business (France).

Alexander joined OSMP CJSC in 2007 as Vice President for Management and Development in Russia and the CIS.
When QIWI was created in 2008, he took the position of Vice President for sales, which he held until 2011. In 2011–2013, Alexander served as CEO of OSMP JSC, as well as member of the board of directors at QIWI Group and head of the company’s B2B division.
In 2013, Alexander became CEO at QIWI and held this position until his transition to RURU payment service in 2016. In 2017, Alexander returned to QIWI as Deputy CEO for Payment Services.
Alexander began his career in sales in 1996; before joining QIWI he worked at several Russian and international companies, including MARS, where he was in charge of regional sales.

Alexander Ayvazov was born in Tbilisi in 1980. In 2001, he graduated from the Department of Physics and Mathematics at Tbilisi University, majoring in applied physics and IT. In 2001-2003, Alexander studied at the Open University of Great Britain, specializing in strategic management.
In 2000–2011, Alexander headed companies focused on direct investments and asset consolidation; he was involved in M&A deals both in Russia and beyond, and practiced strategic consulting.
From 2011, Alexander specifically concentrated on investing in hi-tech companies in various countries, and was a managing partner and member of the board of a number of Russian and international companies involved in development of cloud technologies, artificial intelligence, virtual and augmented reality services, online games, electronic commerce and payment solutions, fintech, SaaS solutions for businesses. Alexander was responsible for strategic development of the portfolio companies’ business, major restructuring of the lines of business, was engaged in design and development of key products and creation of business partnerships.
In Autumn 2016, Mr. Aivazov joined Rostelecom as Business Development Director and in June 2017, he was appointed Vice President for Business Development.

Principal activity – legislation and public administration
1983: Moscow State University.
1986: post-graduate school at the Faculty of Economics of Moscow State University.
2005: Diplomatic Academy of the Ministry of Foreign Affairs of the Russian Federation.
1997–2000: Deputy Chairman of the Cabinet of Ministers – Ministers of Economy of the Chuvash Republic.
1999–2003: Member of the State Duma, Deputy Chairman of the Committee on Economic Policy and Entrepreneurship.
2003–2007: Member of the State Duma, Deputy Chairman of the Committee on Credit Institutions and Financial Markets.
2007–2011: Member of the 5th State Duma, Deputy Chairman of the Committee on Credit Institutions and Financial Markets.
2011–2016: Member of the 6th State Duma; from 2015: Chairman of the Committee on Economic Policy, Innovative Development and Entrepreneurship.
2016 – present: Member of the 7th State Duma, Chairman of the Committee on Financial Markets.
Since 2016: Chairman of the Board of the Association of Banks of Russia.

Slava’s speciality is managing digital transformation. He gained mobile solutions experience as Chief Product Officer at Alfa Bank and co-founded the consulting firm Octoberry in Moscow. At ANNA, Slava works on strategy across IT, customer service, and operational models.

Education:
Graduated cum laude from the Moscow Finance Institute in 1986. PhD in Economics.

Mikhail Alekseev started his career in the Ministry of Finance of the USSR in 1989 and left the Ministry in 1991, having risen to the position of Deputy Head of the Directorate.

In 1992, Alekseev became Member of the Management Board of Mezhkombank. In 1995, he was appointed Deputy Chairman of the Management Board of UNEXIM Bank, one of the most prominent banks in Russia at the time. In 1999, Mikhail Alekseev became Deputy Chairman of the Management Board of Rosbank. In 2006, he was appointed President and Chairman of the Management Board of Rosprombank.

Mikhail Alekseev became Chairman of the Management Board of UniCredit Bank Russia in 2008.

Alekseev is Member of the Commission on Banks and Banking Operations of the Russian Union of Industrialists and Entrepreneurs, Member of the Advisory Board of the Association of Banks of Russia (2009), and is a member of the governing bodies of several companies ¬– Chairman of the Board of Directors of RN Bank (since 05.09.2013) and Chairman of the Supervisory Board of ‘UniCredit Leasing’ (since 10.03.2011).

TS is responsible for defining the next generation of payment processing for Visa. Prior to that, he was the global head of the regional product teams at Visa, the role that he took in September 2016. TS joined Visa in July 2015 as the regional head of products for Visa in Asia Pacific, based in Singapore.
Prior to Visa, TS took different positions in retail banking at Citi, Capital One and Standard Chartered Bank.
TS Anil is a graduate of the Indian Institute of Management (IIM), Ahmedabad, India.

Professional Experience

Mr. Aven has been Chairman of the ABH Holdings S.A. Board of Directors since March 2015 and Chairman of the AlfaStrakhovanie Board of Directors since 2007. He was the Alfa-Bank President from 1994 to June 2011 overseeing the bank’s general development strategy and serving as a liaison with the business and government circles in Russia and abroad. Chairman of the Alfa-Bank Board of Directors since September 2018.
Before taking a position at Alfa-Bank, Mr. Aven was the Russian Minister of Foreign Economic Relations and Presidential Representative for Relations with the largest economies (G7) in 1991–1992.In 1989–1991, he served at the International Institute for Applied Systems Analysis in Laxenburg, Austria. Before that, he was a senior research officer at the Soviet Academy of Sciences’ All-Union Institute for System Analysis.

Education

Petr Aven is a graduate of Lomonosov Moscow State University. He earned his PhD in Economics in 1980.OtherMr. Aven is on the Board of the Russian Union of Industrialists and Entrepreneurs (RUIE) and the Presidium of the Russian International Affairs Council (RIAC).He is also a member of the Board of Directors of the New Economic School, of the Board of Trustees of the Lomonosov Moscow State University, and a member of the President's Council on International Activities at Yale University (USA).Mr. Aven is a member of the boards of trustees of the Pushkin State Museum of Fine Arts, the Russian Geographical Society, and a Trustee of the Royal Academy of Arts (UK).He is a professor at the National Research University Higher School of Economics, an honorary doctor of the University of Latvia, and the author of numerous works on trade and economic development. He often gives lectures on Russian economic development in Russia and abroad.

In 1993, she graduated with honours from the Financial Academy under the Government of the Russian Federation.
Since 1992, she worked in various positions in credit organizations, and since 2009 she headed the Operations Directorate of Rosbank, which provides organizational and operational support to the bank and its regional network.
Since 2014, she heads the Department of the National Payment System at the Bank of Russia, which oversees issues of regulation and development of the national payment system, its monitoring and supervision, organization of the state payments and other areas. She oversees the operations of AO NSPK, as well as the projects for the establishment and development of the Fast Payment System, the Financial Messaging System, the implementation of ISO20022 international financial messaging standards.

Dmitriy sets the company’s strategy and direction while modeling its culture, values, and behavior, as well as playing a crucial role in the development vision. He has a fifteen-year track record of bringing innovative technologies to market, including digital banking, AI and open API banking.
Dmitriy is now dedicating his deep expertise and knowledge in API development, GDPR, open banking & PSD2 to build groundbreaking solutions that will help consumers get easy and secure access to their finances, consolidate the data and present it in an easy-to-read and easy-to-understand format.
Dmitriy's background has ranged from programmer to SaaS/PaaS developer, IT manager, team building and training, e-commerce sales, brand developer and marketing – just to name a few of the skills he's acquired and honed during the last 10 years.
Dmitriy has been focused on the banking and financial services industries for a decade. He's keen on finding cost-efficient solutions that will bridge the gap between consumers and their financial data. Having an education in Information Technology and economics, Dmitriy came-up with a solution to tackle the problem and became a Co-Founder of Salt Edge.

He joined the Alfa-Bank team in January 2018 as the Head of the Online Development Department.
Prior to joining Alfa-Bank, Damir Battulin served as Chairman of the Board of Binbank Digital, where he developed a digital banking business, remote channels and sales platforms. In 2013–2014, he headed the Binbank's Cards and Remote Services Unit. In 2012, he came to Binbank as a manager of the Siberian Regional Directorate; in 2008–2011, he served as Chairman of the Management Board of Masterbank, Kazakhstan.
In 2002, he graduated with honours from Novosibirsk State Technical University, Department of Economics, and later obtained an additional degree in Finance and Credit from the same university.
Damir Battulin is in charge of Alfa-Bank's digital channels and services development for physical and legal entities.

Supervising the following Bank Departments and operations:
Legal Department
Business Management
Security Department
Administrative Department
Department for Government Affairs
Intellectual Property Management

In July 2017, Sergey Berestovoy was appointed First Deputy Chairman of the Management Board of Russian Standard Bank. Earlier, Sergey Berestovoy held the office of Senior Vice President of the Bank, and before that, he was the Director of Legal Affairs of the Russian Standard Group, where over the seven years of successful practice he has been working on critical objectives in various business areas. Before the Russian Standard Group, Sergey Berestovoy has been building a successful career with major international consulting and auditing companies, such as PricewaterhouseCoopers (PwC) and Deloitte.

In 2002, he graduated from the Moscow State Law Academy with a degree in law; in 2005, the Russian State Revenue Academy with a degree in taxation; PhD in Legal Sciences.

Campbell is an entrepreneur and investor with international experience in Australia, the United States, Nigeria, and Russia. He is a co-founder of RedStone Capital. He serves on several Boards of Directors.
RedStone Capital is an investment holding company focused on investing in FinTech and Protech companies at pre-seed and seed stages, with an emphasis on providers of products and services to small and medium-sized enterprises (SMEs). Finteca, RedStone’s business incubator, supports companies in hypothesis testing, pilot projects, and MVP preparation, as well as legal, accounting, and back-office administration.
Campbell is chairman of the Board of Directors of Russia’s largest Fintech lender for SMEs, SimpleFinance.

Since 2016 to present – Chairman of the Board of Directors of Super League Holdings Pte. LTD (Singapore).

Since 2012 to present – Chairman of the Board of Directors, Ivi.ru

In 1973 he graduated from the Moscow Institute of Transport Engineers with a degree in Applied Mathematics.

In 1973–1992 he worked at the Institute of Control Sciences of Russian Academy of Sciences, Doctor of Engineering Sciences.

One of the major international investors in IT and Internet companies. He heads the investment company RTP Global with offices in Moscow, New York, Bangalore, and London. Founder of the Triathlon Super League.

Five of the companies where Leonid was one of first investors became multibillion-dollar entities: Yandex in Russia, Delivery Hero in Europe, Epam, RingCentral, and DataDog in the USA.

PhD in Physical and Mathematical Sciences.

Evgeny Burnaev obtained his MSc in Applied Physics and Mathematics from the Moscow Institute of Physics and Technology in 2006.
Since 2007, Evgeny Burnaev has taken part in and managed a number of successful industrial projects with companies such as Airbus, SAFT, IHI, and the Sahara Force India Formula 1 team, among others.
After successfully defending his PhD thesis at the Institute for Information Transmission Problem RAS (IITP RAS) in 2008, Evgeny stayed with the Institute as Head of the IITP Data Analysis and Predictive Modeling Lab.
In 2017, Evgeny Burnaev was awarded the Moscow Government Prize for Young Scientists in the category ‘Transmission, Storage, Processing, and Protection of Information’ for his contribution to and leading the project ‘The development of methods for predictive analytics for processing industrial, biomedical, and financial data.’
Currently, Evgeny Burnaev manages the Advanced Data Analytics in Science and Engineering research group at Skoltech, which specialises in the development and application of Machine Learning in Industrial Analytics and 3D Computer Vision.

Leiming Chen serves as Senior Vice President and General Counsel of Ant Financial Services Group. Leiming plays an important strategic role in Ant Financial’s globalization initiatives. He is also in charge of the Group’s legal and compliance functions, including its AML/Sanctions compliance function, supervising a team of over 250 legal and compliance professionals. In his day-to-day responsibilities, Leiming undertakes a broad range of global regulatory engagement with respect to the Group’s business activities and participates actively in the Group’s strategic decision-making process.

Prior to joining Ant Financial in March 2016, Leiming was a Partner in Simpson Thacher & Bartlett LLP and was Head of the firm’s China Practice.

In 1994, Nadia Cherkasova joined the Nizhny Novgorod office of Inkombank as Head of Lending.
In 1998, Cherkasova became Department Head at KMB Bank in Nizhny Novgorod.
In 2003, she was named a Member of the Management Board and Business Development Director at KMB Bank in Moscow.
In 2005, Cherkasova joined Trust Bank as Managing Director for SME.
In 2009, she was promoted to Head of Corporate Banking and then Chairman of the Management Board of Trust Bank.
In June 2013, Cherkasova was appointed Senior Vice-President and Director for SME at VTB 24.
In March 2014, she joined the Management Board of VTB 24.
Since 2018, Cherkasova has served as a Deputy Chairman of the Management Board at Otkritie FC Bank.
Nadia Cherkasova earned a degree in economics from Nizhny Novgorod State University, followed by a degree from the International Moscow Finance and Banking School. Cherkasova has had internships with South Shore Bank (USA), the EBRD (Austria), and the IIMD (Germany).

Education:
Alexander Chernoshchekin graduated from Belgorod State Technological University with honours, specializing in economics and construction materials management.
He is a graduate of the University of Chicago Booth School of Business, EMBA for PSB executives.
Professional experience:
Previously, Mr. Chernoshchekin was employed at Raiffeisenbank as Assistant Director of the Belgorod Branch starting in May 2008.
Joined PSB Bank in 2009 as director of the corporate sales department. In 2013, he was named Vice President – managing director for medium-sized and regional business development. From 2015, appointed Vice President – deputy head of the Middle and Small Business Unit, becoming the head of the Unit in 2016.
August 2016.

Fabio Chesini has been with Gartner for 5 years. He advises financial institutions on transaction banking, including commercial cash management, payments, collections, information services, and blockchain. Fabio Chesini also investigates and analyses the digital strategies of Central Banks and financial regulators. Prior to joining Gartner, Fabio Chesini worked for IBM, mainly on the Interactive Financial Services (IFS) framework for retail banking web portals, and then lead the transformation to corporate banking needs. He also worked as Vice-President – Global Projects Delivery, developing the Cash Management business using innovative solutions.
Top Issues Covered:
• Ecosystems and Digital Platforms
• Blockchain and Cryptocurrencies
• Financial Services Technology Modernization and Transformation
• Financial Services Digital Business Strategy and Innovation
Relevant Event Research & Presentation:
• Maverick* Research: Blockchain and the Illusion of Exterminating Central Power
• How to Build a Digital Ecosystem Business Strategy
• Central Banks’ Digital Money Strategies: Why Bank CIOs Should Care, and What They Should Do
• Why Bank CIOs Should Care About New Blockchain-Based Cross-Border Payment Alternatives
• Maverick* Research: #DigitalSociety Will Create Unknown Digital Vulnerabilities That May Lead to Crises
• Predicts 2019: Blockchain Technologies

Mr. Chetverikov is the CEO of two subsidiaries of the Sberbank Ecosystem – Exceptional Loans (microfinance) and Lending Technologies (crowdlending).
Since 2018, he has been the head of microfinance and crowdlending. He is responsible for strategic planning, business development and growth, business process alignment, development of IT solutions, and new products.
Mr. Chetverikov has in-depth knowledge and expertise in corporate, structural, and trade finance with Russian and international companies, as well as mergers and acquisitions (M&A). He joined Sberbank in 2015.

Clive is a highly driven securities executive with extensive experience in managing businesses and people in financial markets. He was one of the first employees of R3 and has been an integral part of growing the network of organisations working with R3.
Prior to joining R3, Clive was CEO of City Index Ltd for seven years, where he grew the business into a major retail OTC derivative provider in Europe. Prior to City Index, Clive was CEO of Exco USA (RMJ Securities/Noonans), which was one of the largest FX, US Treasury, and money market brokers in the world. Previously, Clive was founding partner at Williams, Cooke, Lott and Kissack Ltd, the first electronic broker of UK government bonds, which is now part of ICAP Plc.

Natalia Degtyareva works in VTB’s Digital Transformation team, where she is responsible for the development of the bank’s interaction with tech start-ups, the search for innovative market technologies, and the launch and implementation of startup-related pilot projects.

Education:
Moscow Engineering and Physics Institute (MEPhI), Faculty of Cybernetics
The Open University (United Kingdom), Management and Marketing

Degtyareva has over 15 years of leadership experience in IT product marketing, venture investment, and technological innovation. She has experience attracting investment and getting tech companies to their IPO. She has experience organizing start-up scouting events and corporate accelerator programmes and developing partner relations with Russian innovative ecosystem participants.

She is responsible for the development of high-tech products and services to establish a financial ecosystem. Nadezhda is a regular speaker at professional conferences, participates in round tables and discussions, actively involved with media. She leads the Company’s most critical component of business – Repeat Customer Service Department.

Education and certificates
2010 – Russian State University for the Humanities, Department of Philosophy, Contemporary Problems of Philosophy Division, Philosophy major.
2017 – Visualization for working with teams, Insight group
2016 – Practice Module 2: ‘DISC Theory. Personal Motivation and Engagement’, TTI Success Insights
2015 – Practice Module 1: ‘DISC Theory. Behaviors’, TTI Success Insights
2014 – Google / Universal Analytics and Yandex Metric. Professional analytics and website performance evaluation, Training Center’ Specialist’ at Bauman MSTU.

Career Development at MigCredit
March 2019 Client Products and Services Development Director
June 2017 Head of Repeat Customer Service
September 2014 Regional Network and Partnership Support Director (72 OP)

Denis Dodon is responsible for practical implementation of blockchain and OpenAPI solutions at Alfa Bank. He supervises looking for applications of DLT technologies in supply chains in international trade financing and factoring.

Mr. Dodon has been with Alfa Bank since 2012: Regional Director of Trade Finance Sales, Vice-President for Cash and Liquidity Management Solutions, since 2017 – in charge of innovations development.
2008–2012, URALSIB: Chief TF Sales Manager – Bills of Credit/Warranties/Export Credit Agencies
April 2008 – September 2008: SB Bank – Relationship Manager;
July 2004 – April 2008: Agroprombank, Tiraspol, Head of International Business

Denis Dodon graduated from the International Management Institute (Chisinau) in 2004. Specialisation: Finance (focus on equity assessment using fundamental analysis methods)

Erbolat Dossaev was born on 21 May 1970 in Almaty.

Graduated from Almaty Energy Institute and Bauman Moscow State Technical University.

1997 – Deputy Chairman of the Board, BankTuranAlem CJSC, Chairman of the Board of Almaty Merchant Bank CJSC

1998 – Advisor to the Prime Minister of the Republic of Kazakhstan

1998 – Vice-Minister of Energy, Industry, and Trade of the Republic of Kazakhstan

2000 – Vice-Minister of Finance of the Republic of Kazakhstan

2001 – Chairman of the Board of Directors of the Development Bank of Kazakhstan

2001–2003 – Chairman of the Agency of the Republic of Kazakhstan on Regulation of Natural Monopolies, Protection of Competition, and Support of Small Business

2003–2004 – Minister of Finance of the Republic of Kazakhstan; Governor of the European Bank of Reconstruction and Development in Kazakhstan; Member of the Management Board of the National Bank of the Republic of Kazakhstan

2004–2006 – Minister of Health of the Republic of Kazakhstan

2006–2012 – Chairman of the Board of Directors, KazInvestBank JSC

2012 – Minister of Economic Development and Trade of the Republic of Kazakhstan

2013 – Minister of Economy and Budget Planning of the Republic of Kazakhstan

2014–2016 – Erbolat Dossaev appointed Minister of National Economy of the Republic of Kazakhstan by Edict No. 880 of the President of the Republic of Kazakhstan

2016–2017 – Chairman of the Board of “Baiterek” National Managing Holding Joint-Stock Company

2017–2019 – Deputy Prime-Minister of the Republic of Kazakhstan

2019–Present – Governor of the National Bank of the Republic of Kazakhstan.

Viktor Dostov, President, eMoney Association

In 1999, Igor Drozdov graduated with honours from the Law Faculty of St. Petersburg State University.
From 2004 to 2005 — Advisor to the Minister of Economic Development and Trade of the Russian Federation.
Starting in 2005 — Head of the Chairman’s Secretariat of the Supreme Arbitration Court of the Russian Federation.
From 2006 to 2010 — Court Administrator of the Supreme Arbitration Court of the Russian Federation.
In December 2010 he was appointed Chief Legal Officer of the Skolkovo Foundation.
Starting in November 2011 — Vice President, Chief Legal Officer.
Starting in September 2012 — Senior Legal and Administrative Vice President.
On 14 June 2016 he was elected Chairman of the Board of the Skolkovo Foundation.
Member of the Intellectual Property Council under the Federation Council of the Federal Assembly of the Russian Federation. Member of the Expert Council under the Government of the Russian Federation.
Candidate of Legal Sciences, Assistant Professor of the Civil Law Department at the Law Faculty, St. Petersburg State University. Active State Councilor of Justice of the Russian Federation, 3rd class.
Author of over 30 research publications on civil law issues.
He has been granted federal and departmental awards, as well as acknowledgements from the President of the Russian Federation.

Mr. Dubin manages the bank’s depository operations with the primary objective to meet the customers’ securities depositary needs, securing the interests and transactions.
More than 20 years in the Russian securities market:
Establishment of the bank’s depository operations from the ground up.
Product line extension for retail and institutional investors, as well as for foreign financial institutions.
Was involved in major M&A transactions and IPO.
Expert evaluation of legislative initiatives for the securities market. Chairman of the Committee on Depository Operations at the Bank of Russia.
The first issue of Russian depositary receipts (Rusal), the first ‘people’s IPO’ (Rosneft), the first Russian securities depository for issuing American and global depositary receipts.
Education: Lomonosov Moscow State University, Capital University of Economics and Business (Beijing), IE Business School (Madrid).

He launched his career in finance in 2004 at the Asset and Liability Management Department at the Moscow International Bank.
2007–2008 Head of Asset and Liability Management Department at Renaissance Capital.
Since 2008 works in Sberbank Group.
2008–2011 Head of the Market Risk Management Department, Sberbank Russia.
2011–2015 Chief Risk Officer, Sberbank CIB (Sberbank Group’s business in the financial markets).
Since 2015, Senior Managing Director - Director of the Risk Management Division of Sberbank CIB.
Since June 2018, he is senior vice president, manages the Risks Management Division of Sberbank.
He teaches risk management at the International College of Economics and Finance at the Higher School of Economics. He is Vice President of the Alumni Association and guest lecturer at NES.
Education
In 2002 he graduated with honours from Lomonosov Moscow State University, Department of Mechanics and Mathematics. In 2004, he also graduated with honours from the New Economic School with a Master’s Degree.

Vladimir Eliseev is the Chief of Research and Development Centre at InfoTeCS and Deputy CEO for Mathemathical Support at GEOVERS LLC.
He participated in development of various products including ViPNet Coordinator HW and ViPNet Terminal. He is currently involved in innovative projects in machine learning and quantum key distribution.
He has research and engineering experience in designing software as well as software and hardware complexes for information security, machine learning, management system modelling, and seismic data processing. He graduated from Bauman Moscow State Technical University with distinction; completed his postgraduate studies and defended a thesis for the degree of Candidate of Technical Sciences at Moscow Power Engineering Institute.

Dmitry Eremeev, FIX president, is a Russian entrepreneur, a renowned expert in Search Engine Optimization, founder and president of the FIX group, an international holding company and IT incubator, the founder of SEO Conference.

Specialization – projects in fintech, blockchain, advertising platforms, Internet traffic acquisition and high-load systems.

ACADEMIC BACKGROUND

Kazan State University – Department of Computational Mathematics and Cybernetics, 2005;
Degree with great honor; Potanin scholarship award; «200 best students of Kazan State University» medal.

Alexander is a reputed innovator, entrepreneur and investor in Europe and the USA.
Alexander is the President of the Tech Tour of Southeast Europe, which was established in Bucharest, Romania and Sofia, Bulgaria in May 2019, as well as the President of the Tech Tour of Eastern Europe, held in Warsaw, Poland and Sofia, Bulgaria in 2018. Time and time again, Forbes has recognized him as the most influential person in the information and Internet technologies industry of Russia. He was titled the Best Partner 2013 of the Russian venture industry and also won the prestigious EY, Russia’s Entrepreneur 2013 Contest. In 2012, he was nominated for the title of the Best Venture Investor of the Decade in Europe. The Davos Economic Forum 2000 announced him the Technology Pioneer.
Today, Alexander is a member of the Board of Directors of CarPrice, Jelastic, Octonion / PIQ, PetCube, StarWind, Virtuozzo (part of the former Paralles), as well as an adviser to the B612 association.
Before founding Almaz Capital, Alexander made several successful private investments, which include: NavMaps (sold to TeleAtlas), Start Telecom, Magnifire, SJLabs, PGP, Parallels, Acronis, and EverNote.
Alexander established and managed five successful software development companies: Elvis +, TrustWorks Systems (sold to Hamsard), EzWIM (sold to TMT Ventures), ELVIS Telecom (sold to Telenor) and NPC ELVIS.
Before his investment career, he was a high-profile technical leader of the Soviet space industry. He was one of the originators of WiFi and VPN technologies and products for the global market in partnership with Sun Microsystems and was a pioneer of the Russian Internet industry. He holds more than 30 patents.

Mr. Glazachev has been working in acquiring and payment services for 14 years.
In 2007 he started working at Russian Standard Bank, in 2012 became member of the board. As the Executive Director he was responsible for Acquiring and Transaction Business. Under Ivan’s supervision, the team of the bank created the third largest acquiring network in Russia, developed and introduced the largest white label platform for card to card money transfers used by the majority of commercial organizations in Russia. Moreover, mobile and internet banking systems were successfully restarted.
Ivan has an MBA degree in investment and corporate finance from the Schulich School of Business, York University, Toronto and a Bachelor’s degree in international economics from Moscow State University.
Since March 2017: CEO of Yandex.Money.

He oversees the development and implementation of the technical solutions and operations of the IT services and infrastructure.
Graduated from Bauman MSTU with a degree in Applied Mathematics and Yandex School of Data Analysis.
Balance Platform is a Russian IT company. It provides services for generating and maintaining a loan portfolio. Process reengineering and a flexible solution architecture help reduce the cost of a loan, radically decrease the applications processing time and improve the risk profile of a portfolio.

Herman Gref was born on February 8, 1964, in Panfilovo, Irtyshsky District, Pavlodar Oblast, Kazakh SSR.

In 1990, he graduated from F. M. Dostoyevsky Omsk State University with a degree in Law, and in 1993 he completed his postgraduate studies in the Law department at St. Petersburg State University. PhD in Economics.

In 1991-1992, he was a category 1 legal adviser for the Economic Development and Property Committee of the Administration of Petrodvorets and St. Petersburg.

In 1992, he was appointed the Head of the Petrodvorets District Agency of the Committee for City Property Management, St. Petersburg Mayor's Office

In 1992-1994, he was Chairman of the Property Management Committee and Deputy Head of the Administration of Petrodvorets.

In 1994, he was appointed Deputy Chairman and, later, First Deputy Chairman of the Committee for City Property Management, St Petersburg Mayor’s Office.

In 1997-1998, he was Vice Governor and Chairman of the Committee for City Property Management, St. Petersburg Mayor's Office

In 1998–2000, he held the post of the First Deputy Minister of State Property of the Russian Federation.

In 2000-2007, he was Minister of Economic Development and Trade of the Russian Federation.

Since November 2007, he has been the CEO and Chairman of the Executive Board of Sberbank.

Awarded the Order for Merit to the Fatherland, 2nd, 3rd and 4th Class, the Order of Honor, the Order of Alexander Nevsky, the P.A. Stolypin Medal, 2nd Class, the Order of St. Prince Daniel of Moscow, 1st Class, and the Certificate of Honor and Acknowledgments from the President of the Russian Federation.

He has been awarded the highest honor in France; he was made an Officer of the Legion of Honor.
For outstanding achievements in banking and personal contribution to the development of Sberbank, he was awarded the Golden Badge of Sberbank.

He is a shareholder of Sberbank: stake in the authorized share capital - 0.0031%, share of the ordinary shares held - 0.003%.

I am head of the first blockchain-based project in Azerbaijan, the Digital Identification System. The goal of this project is the digital identification of citizens using online banking services. I’m developing a strategy for introducing innovative solutions in the financial sector and plan to introduce new initiatives such as Open banking, Shared KYC, and others.
Over 10 years of experience in IT, from software development to managing IT projects in the financial sector.

Max heads BCG Digital Practice in Russia and CIS. He joined the Munich office in 2005 and worked in the Moscow office in 2008 and 2009 as part of the firm's Experience Russia program.
Over the course of his career, Max has worked with a wide range of clients in financial services, focusing on strategy development, organizational effectiveness, business modelling, and digital transformation. He has extensive experience in retail and corporate banking, insurance, and investment funds, having completed more than 60 projects across Western Europe, Eastern Europe, the CIS, and Asia.
Max has developed and supported the implementation of long-term strategic visions for banks and insurance companies in Russia and the CIS. He has helped funds define their investment focus and governance models and advised several financial institutions on becoming more agile and establishing new digital businesses.
Before joining BCG, Max held jobs at A. T. Kearney, Roland Berger Strategy Consultants, and Ernst & Young. He is fluent in English, French, and Russian.
Education: Diploma, Ingolstadt School of Management and EDHEC Lille.

Jeff Hu is Regional Director of WeChat Pay EMEA, a payment service incorporated into WeChat, owned by Tencent Holdings Limited. He has a strong background in the payment industry and is set on collaborating with EMEA partners to build a thriving ecosystem where merchants are fully empowered with WeChat products and marketing capabilities and WeChat customers enjoy a seamless payment experience.
Before joining WeChat Pay, he worked in business development, product, and consulting in the Fintech and Financial Services sector. He has a Master’s degree in Advanced Internet Technology from the University of Bristol in the UK.

General management of the financial services of the Operator. Head of MegaFon Bank.
Develops digital financial products since 2007. Alfa-Bank -> Ak Bars Bank -> MegaFon.
Education: Tupolev National Research Technical University (Kazan), Degree in Engineering; Russian Presidential Academy of National Economy and Public Administration, MBA.

Guzelia Imaeva is the CEO of the NAFI Research Centre, a multi-disciplinary think tank specialising in public opinion and consumer behaviour.
Ms Imaeva has almost 20 years of experience in sociological and social and economic research.
Ms Imaeva is a graduate of the faculty of sociology of Russian State Social University, she has completed the Presidential Programme for Training Management Personnel, she is a graduate of Moscow International Business School MIRBIS, and of Advancia and Negocia business school (France). She is a member of numerous professional organisations, including the Expert Council on Digital Economy in the State Assembly of the Russian Federation, Expert Council on Financial Literacy of the Central Bank of the Russian Federation, the Russian Society of Sociologists, and ESOMAR.
Co-author of the books: 100 Facts about Russians’ Financial Behaviour, Encyclopaedia of Russians’ Financial Behaviour, Financial Inclusion in Russia: the Demand-Side Perspective, Children and Finance 2.0: Safety of Savings and Payments, Digital Literacy for the Future Economy, Children and Technology and others.

Graduated from Moscow Institute of Physics and Technology. Holds CFA and CQF certificates.
Before joining Renaissance Capital, he was a partner at Troika Dialog, leading the linear derivatives and algorithmic trading.
Co-founder of the Flag Quantitative Strategies, an algorithmic hedge fund, which has earned several awards from the Russian hedge funds association.
Work experience: 15+ years in derivatives and algorithmic trading in companies such as Metallinvestbank, Troika Dialog, Sberbank CIB, Renaissance Capital.

Waves founder Sasha Ivanov graduated from Moscow State University’s Theoretical Physics department in 2001, before undertaking further studies at Germany’s Leipzig University. In 2009, he became involved in programming bots for trading on international forex markets, making use of artificial neural networks, and later worked on trading operations and neural network trading systems for banks. He took an early interest in digital currencies and since 2013 has launched several startup projects aimed at bringing blockchain technology to the financial sector. These experiences convinced him of the need for a blockchain platform that would serve the financial industry and beyond.
In 2016, he founded Waves, an open blockchain platform, which is now an ecosystem for developers with secure technology and a broad toolkit for creating Web 3.0 applications and decentralized solutions. Waves Enterprise was launched in 2019, offering a global private blockchain solution for the business and public sector.

Yury graduated from ITMO University, St. Petersburg and has 13 years of experience working in IT. Before VK, he managed information system development and implementation projects for some of Russia’s biggest logistics and electric power companies. He has been at VK since 2011 and now heads the Fintech department.

Born in 1971, Mr. Tao graduated from Beijing University of Posts and Telecommunications. He joined Huawei in 1996 and has served as a product development engineer, Deputy General Manager of the Market Technology Section, Executive Deputy Director of the International Technical Sales Department, Executive Vice President and President of the Sub-Sahara Region, President of the Global Technical Sales & Marketing Department, President of Huawei Device, President of the West European Region, and President of the Quality, Business Process & IT Management Department.

Loretta Joseph is an internationally reknowned blockchain consultant who works with governments around the world to develop and implement regulatory policy. She is aspecialist on blockchain technology at the OSCE and OECD, and serves as an external expert to GIABA. She regularly advises a number of global organisations and governments on the responsible adoption of blockchain technology.
Ms. Joseph is a managing director at Lo-Jo Consulting and is the fintech and regulatory consultant to the governments of Bermuda, Antigua & Barbuda, and Serbia, as well as to the Premier of South Australia. She is also the chief consultant at the Financial Services Commission of Mauritius.
She is a member of the Humanity 2.0 Forum—aconsortium of leaders and luminaries developed in collaboration with the Dicastery for Promoting Integral Human Development at the Holy See.
Ms. Joseph is a highly dynamic and skilled banking, financial services, and consulting professional with over 25 years of experience in financial markets and related sectors. She has worked as a board member, managing director,and senior advisor throughout Asia and India, including atRBS (India), Macquarie Group (India), Deutsche Bank, Credit Suisse, and Elara Capital (India). Over her lengthy career, Ms. Joseph has gained tremendous experience while working with global financial markets, multiple asset classes, and emerging markets. She has advised international banks, as well as global hedge and pension funds on how to manage their derivatives portfolios and related products.
For the last decade, she has facilitated successful transactions for foreign investors in India and other emerging markets. She is also on the advisory boards of UWS Business School and Blume Ventures, one of India's leading tech-focused early stage VCs, and is an adjunct fellow at UWS Australia. She was the director of market development at SSX, andis a lifetime fellow at the Australian Digital Currency and Commerce Association, as well as the currentchair of the Serbian blockchain Association.

She is the recipient of the Fintech Australia “FinTech Leader of 2017” and “Female Leader of 2016,” and is also the three time recipient of the Sancta Sophia College (Sydney University) Alumni Award for Social impact( 2016, 2018, and 2019). She holds a Bachelor of Economics degree from the University of Sydney.

The seventh-generation doctor, Kirill Kaem, graduated from Kirov State Medical Academy in Nizhny Novgorod in 1992. Five years later he graduated with honours from the School of Economics at Lobachevsky State University, after completing his studies in Russia and the USA on an MBA programme run jointly with Taylor University.
He has over 20 years' experience in senior management roles, including 15 years as CEO at the corporation's various international branches. He specializes in launching start-ups in new regions and countries, and new business lines at large holding companies.

In 2013–2017, Mr. Kaem was director of the Skolkovo Foundation’s biomed cluster.
Starting from 2017, Kirill Kaem is Senior President for Innovations.

Graduated from the Institute for the Humanities and Information Technologies (IGUMO&IT) with a specialization in Applied Informatics and underwent professional training in Information Security at Bryansk State Technical University.

Over the past 12 years, Kalikhov has realized more than 15 projects related to the development and integration of corporate management systems of various classes and levels of complexity, including those on a federal level, as systems engineer, systems architect, and head of development.
He has extensive experience in systems and business analytics, information system architecture design, and the management of development and technologically complex product teams.
Since 2017, he has been involved in developing applications and products using distributed ledger technologies.
In 2017, Kalikhov started developing a blockchain platform for businesses and state institutions called Waves Enterprise, as a new product direction from the company Waves. Currently, the Waves Enterprise platform has facilitated the implementation of a large number of projects related to the integration of blockchain technology in major enterprises across various sectors of the economy and the launch of its own public blockchain network.

Sergey Khanenkov is in charge of a project on quantum network control system and services based on this system. He studies various scenarios of using quantum key distribution for data protection in sectoral applications of various scale. He is responsible for practical aspects of building multi-vendor and multimodal networks for quantum protected data exchange.
Sergey Khanenkov has more than 25 years of experience in information and communications technology. Since 2012, he has been involved in identification of disrupting innovations and emerging technology markets, and manages projects in these areas at Rostelecom. From 2007 to 2011 he took senior executive positions at leading telecommunications companies in Russia. He has been in telecommunications since 1993, specialising in creation and improving new services, making all the way from electrical mechanic to First Deputy Director of Rostelecom. He graduated from Moscow Institute of Electronic Engineering specialising in Systems Engineering.

1996–2001, Lomonosov Moscow State University (MSU)
Department of Physics / Molecular Physics

2000–2004, Higher School of Economics (HSE), post-graduate degree
Economics / Financial Management


Since April 2017, he has been heading the Ingosstrakh IT Department promoting the company’s mission ‘To offer customers a simple and convenient service for the most effective and efficient experience’.

Engaged in operational, tactical and strategic management of the IT Department, including:
• Outlining strategic objectives for technological development to support business operations
• Ensuring the achievement of IT Department goals
• Budgeting
• Building effective IT solutions for customers and employees of the company
• Developing IT infrastructure
• Providing timely technical support for customers and employees of the company
• Building Ingosstrakh IT brand awareness for the target audience
• Shaping an expert image of the company within the industry.

He believes that the three main success factors are hard honest work, exceed expectations and continuous learning. He follows professional media, studies Google / MSDN / SQL.ru records, monitors the latest IT trends to share a common language with the employees of the department. He is an active participant of technical and specialized conferences.


May 2015–April 2017
Deputy Director of the Banking and Information Technology Department, VTB24

December 2006–January 2015
Head of Technical Support Department, Renaissance Capital

April 2004–December 2006
Consultant, Accenture

January 2002–April 2004
Head of Financial Systems Support Group, CBOSS

Roman Kobtsev has worked in IT Security for 18 years. He is the author of dozens of publications on general information security issues, the Russian IT security market situation, and the market’s development prospects. Kobtsev considers his mission to be harmoniously integrating information security objectives into common business parlance, correlating information and IT security risks with business risks, and other hard-to-solve business objectives. A regular speaker at Russian and international industry events, including the Ural Forum Information Security of Financial Sphere.

Kochetkov Ilya was born on November 11 1970 in Moscow.
He graduated from Plekhanov Moscow Institute of the National Economy (Plekhanov Russian University of Economics since 2010) with a specialty in planning of national economy in 1991.
1991-1994 – Postgraduate from the Institute of Economics of the Russian Academy of Science.
Ilya has been working at the Central Bank of the Russian Federation (Bank of Russia) since April 1994 and has held different positions at the bank starting as an economist of the second category of the Financial Monitoring and Foreign Exchange Control Department and becoming the Head of Division of the same Department.
2011-2014 – Head of the Financial Monitoring Department of Russian Agricultural Bank (RusAg).
2014-2016 – Head of the Protection of Financial Services Consumers and Shareholders Department of the Bank of Russia.
Ilya has been the Director of the Microfinance Market Department since 2016 and a member of the Finance Supervision Committee of the Bank of Russia since 2014.

Head of the Machine Learning Department, which consists of 40 people. Examples of objectives: personalization of offers, scoring, document reading, automatic answers to users, and application routing.
Has been with CFT since 2016 and developed their Machine Learning Department from scratch. One of the founders of the Open Data Science movement in Novosibirsk.
Before CFT he worked in the Big Data Analysis department of EC-Leasing (Moscow). Started his IT career at Novosoft in 1999.
Has a PhD from the University of Maryland (USA) in Empirical Microeconomics. Obtained a Master’s degree from the Central European University (Hungary). First graduated from Novosibirsk State University with a degree in Economics.

Education
In 1989, Mr. Komlev graduated cum laude from Bauman Moscow State Technical University majoring in Electrical Engineering (Automatic Systems and Robotics).
In 1989, he completed training at Business and Management School of the International Space University in Strasbourg, France.
In 1995, he graduated from Moscow School of Economics majoring in Bank Accounting.
In 2000, Mr. Komlev graduated cum laude from the Finance Academy under the Government of the Russian Federation majoring in Banking and Finance.
In 2011, he studied at Harvard Business School.
Career
Since August 2014 ― Chief Executive Officer, Chairman of the Management Board of NSPK JSC.
2000 - 2014 ― General Director of CJSC United Card Services.
1995 - 2000 ― Vice-President, Deputy General Director of CJSC United Card Services.
1991 - 1995 ― Deputy General Director, later on General Director of LLC Profit-FORMS.
1989 - 1991 ― Head of Foreign Economic Department of ISA (Intersectoral State Association) Prominform.

In 2010 he graduated from the National Research Nuclear University MEPhI with a degree in Applied Mathematics and Computer Science. In 2013 he completed postgraduate studies in System Analysis, Management and Information Processing.
In 2016, he graduated from Kingston University London with an MBA degree in Strategic Management.
Since October 2017, he has been working at the FinTech Association (AFT). In 2019, he was appointed as the head of the Distributed Registers Technology Department of AFT. He was developing a role model for market participants to access the Masterchain platform, taking an active part in Masterchain certification, setting and piloting financial cases (Accounting for Electronic Mortgages, Digital Bank Guarantee and Electronic Letter of Credit). As a part of the working group, he prepared several proposals for regulatory changes to distributed registers application in the financial industry.

Oleg Koverznev has been with Yandex since July 2017. He is in charge of shaping the Yandex.Cloud business development strategy and customer relations with clients and partners.
Prior to joining Yandex, he worked at Microsoft as the head of the partner cloud solutions development program, and before that was responsible for selling data centre solutions at Cisco.

At the Department for National Payment System Development and Regulation, Maria Krasenkova is responsible for main areas of development of the national payment system (NPS), NPS regulation, establishing rules and forms of cashless payments. She has been working in banking and payment industry for about 15 years (VTB Bank, Citibank, Visa, Abn Amro, Carrefour, Deutsche Bank). She has worked at Russian and international banks and payment systems where she supervised development of card products, payment infrastructure and customer segments.
Maria is a graduate of the Global Executive MBA Antwerp Management School; she graduated with honours from the Faculty of Economics of Moscow State University.

Anton Krasnenkov is Director of Remote Banking for Corporate Clients of Raiffeisenbank. He is responsible for the development of the strategy for remote banking for corporate clients and successful implementation of it.
Before joining Raiffeisen Bank, Anton was Senior Director of Innovation & Strategic Partnerships at Visa Russia. In this position, he launched and successfully implemented the regional competition of the Visa Everywhere Initiative global innovation programme In Russia and opened a Visa Innovation Studio.
Before joining Visa, he was Director of Products at VTB24 Bank. Anton Krasnenkov has vast experience in finance, he was engaged in development and introduction of new products to the market and in development of card business at Alfa Bank and Citibank.
Anton graduated from the Faculty of Economics of Moscow State University after which he worked at one of the leading systems integrators for five years where he was involved in development and introduction of management systems for large corporate clients.

For a long time, he headed the Chief Directorate of Security and Information Protection of the Bank of Russia.
Since 2014, he heads the Russian Collection Association (ROSINKAS) of the Bank of Russia.
He is a recipient of state and departmental awards.
He received the Diploma of the President of the Russian Federation for the participation in organizing the 22nd Olympics in Sochi.

Mr. Kudryashov has over 15 years of internal audit, internal control, and risk management experience in Russia. He has served as a chief financial officer . He is a certified information systems auditor (CISA), a certified in risk and information systems control (CRISC) IT professional, and a member of the Institute of Internal Auditors (IIA). He has extensive experience serving companies operating in a variety of sectors, such as mining, manufacturing, commerce, property management, finance, and technology.
He works in the field of operational and regulatory risk management, including internal auditing, service organization auditing, counterparty risk management, and the transformation of operational risk management. In addition, he leads software asset management projects and helps clients manage software license commitments to increase efficiency and reduce costs.

Professor, Academic Supervisor of the Quantum Technology Centre of Lomonosov Moscow State University
Current responsibilities:
Quantum technology – development of quantum communication systems based on fibre optic and atmospheric channels, as well as experimental research of quantum computing schemes based on neutral atoms and photonic chips.
Quantum optics – development and study of tomography protocols of quantum states and processes.
Thirty-three years devoted to researching quantum technologies (quantum optics, quantum cryptography and quantum computing, optical spectroscopy).
He graduated from the Physics Department of Moscow State University in 1986 with a degree in Laser Physics.

Technical Director of QRate startup, RQC quantum communications team leader. Graduated from the Moscow Institute of Physics and Technology, 2007, PhD in Physics and Mathematics, Associate Professor at MIPT. Works on quantum cryptography since 2004. Alongside academic career, he is an experienced strategic consultant for BCG and FEC – Gazprom Energy Holding and Gazprom Neft.

In 1996, Anna Kuznetsova graduated from the faculty of mechanics and mathematics of the M. V. Lomonosov Moscow State University, and in 1998 from its faculty of economics.
Anna Kuznetsova holds a PhD in physics and mathematics.
From 1999to 2001, Anna worked for NAUFOR and was involved in the creation of the National Quotation System and development of the Complex Information Disclosure System.
From 2001 to 2004, Ms. Kuznetsova worked for RTS. Starting from 2003 she served as Head of the New Markets Development Department at NP RTS.
In 2004–2006, Ms. Kuznetsova worked as Executive Director of REGION Brokerage Company where she was in charge of the organization of work and interaction between the Company`s subdivisions. From 2006 to 2008, Ms. Kuznetsova served as Vice President of the Not-for-profit partnership "Russian Trading System" Stock Exchange" and Deputy CEO of OJSC RTS. From 2008 to 2013, Ms. Kuznetsova held the position of Deputy CEO and from 2013 to 2016, CEO of MICEX Stock Exchange. She currently serves as a member of the Executive Board and Managing Director in charge of the Moscow Exchange Equity & Bond Market, Investment and Innovation Market as well as Indices and Market Data Division.

Anna Lerner has spent more than 10 years improving internal audit at Rostelecom, she has been responsible for strategy and communication with the Board of Rostelecom and the Audit Committee. The major areas of internal audit are co-ordination with business and developing consultancy projects, improving internal audit programmes, building human resource reserve, implementing projects on improving operating performance of the company, including the Internal Control System, Risk Management System, and Corporate Management.
In 2002, she graduated from Moscow State Mining University specialising in economics.
In 2002, she started her career at United Metallurgical Company as an auditor and worked up to Chief Accountant of a plant’s management company in the Group. She worked in international corporations PwC and TNK-BP.
She has been working at Rostelecom since 2008, taking various positions in internal control.
In 2011, she joined the Internal Audit Department at Rostelecom to reorganise the internal audit function after a merger of the Svyazinvest Group companies. After the merger, Anna was responsible for determining a unified method and criteria for employee performance quality evaluation, a plan for development and improvement of function quality, working out a mechanism for consulting the Management on improving the Internal Control System, Risk Management System, and Corporate Management in relation to organising events based on evaluation results.
In 2013, appointed the Director of the Department, since 2016 – Chief Audit Executive.

Gavin Littlejohn serves as Chairman of the Financial Data and Technology Association www.fdata.global, the Global Open Banking Trade Association, where he successfully led the campaign to have account aggregation added to PSD2 in 2013. Through FDATA, he is a leader of the Open Banking Movement and campaigns for common technical standards and consistent liability models across the globe.

Gavin was appointed Convenor of the Fintech Stakeholder Group of the UK Open Banking Implementation Entity in 2016 and is now working with a number of other markets engaged in the same mission. Gavin is a fintech entrepreneur with experience in developing innovative solutions to mass market problems and is well-renowned as the founder of Money Dashboard, where he served as CEO until 2015.

Gavin has an MA in History and International Relations.

Alexey graduated from the National Research University of Electronic Technology in Moscow and has a doctoral degree in finance awarded by the Russian Academy of Sciences. He has been a member of GARP since 1999 and member of the Steering Committee of PRMIA Russian Chapter since 2002. He is a Financial Risk Manager – certified by the Global Association of Risk Professionals and has 19 years of professional experience in finance.
Alexey has over 20 papers and articles to his credit, he edited and co-authored several books. His areas of interest include financial risk management, regulation of bank risks, financial intermediation theory, risk analysis of large-scale investment projects, risk management in sovereign institutions, technical and fundamental analysis of financial markets.

Professional experience and education:
• In 2009 he graduated from the Department of Computational Mathematics and Cybernetics of Moscow State University.
• 2009–2012, worked in the Moscow and London offices of Morgan Stanley Bank, where he specialized in the public issue of Eurobonds and commercial papers, as well as in transactions with derivatives.
• 2012–2015, working in the VTB Capital Group's International Debt Financing Division, participated in allocating public debt securities for corporate and sovereign issuers from Russia and the CIS.
• Founder and CEO of Kviku.

On 13 September 2017, the 33rd General Meeting of the Association of Banks of Russia appointed him the President of the Association.
1971–1973, an engineer at the Kursk regional office of the USSR Stroybank.
1973–1974, Head of technical supervision over capital construction of the Office of Welfare Support of the Executive Committee of the Kursk Region.
1974–1979, loan officer, Deputy Head of the Contracting Organizations Department Head of the Department for Monitoring the Wage Fund in the construction of the Kursk regional office of the USSR Stroybank.
1979–1985, Deputy Head of the Department of Financing and Crediting for Contracting Organizations, Manager of the Chara Branch of the Baikal-Amur Office of the USSR Stroybank.
1985–1986, Deputy Head of the Construction Department of Voronezhvodstroy.
1986–1987, manager of the Comintern branch of the USSR State Bank.
1988–1990, Deputy Head of the Voronezh Regional Department of the USSR State Bank – Head of the Department for Coordinating the Banks’ Operations of the Voronezh Regional Department of the USSR State Bank.
1990–1991, Head of the Voronezh Regional Department of Promstroybank of the USSR.
1991–1992, Chairman of the Management Board of the Voronezhkreditprombank.
1992–1996, General Director of Voronezh Joint-Stock Commercial Bank.
1996–1999, Deputy of the State Duma of the Federal Assembly of the Russian Federation.
1996–1999, Member of the State Duma Committee on Budget, Taxes, Banks and Finance.
1999–2005, Deputy Chairman of the Bank of Russia.
16 March 2005–31 August 2017, First Deputy Chairman of the Bank of Russia.
Member of the Board of Directors of the Bank of Russia from October 2013 to September 2017.

Professor Mei Luo is the director of Center for Digital Financial Assets at the School of Economics and Management, Tsinghua University. The centre was donated by Bitmain to Tsinghua University and inaugurated in 2018. She received her B.S. in Economics and Accounting from Tsinghua University, and Ph.D. from the Haas School of Business at University of California, Berkeley. Professor Mei Luo currently teaches courses on Blockchain and Cryptocurrency and Financial Statement Analysis and Equity Valuation to master and MBA students at Tsinghua University. She received an award for being in the top 5% of Tsinghua University professors. She also taught courses on Accounting Institutions and Regulations as a faculty member of the Accounting Department at the University of Illinois, Urbana-Champaign.
Her recent research interests include blockchain and cryptocurrency, financial statement analysis and equity valuation, earnings management, and securities market regulation. Professor Mei Luo has frequently been featured by top financial media and TV programmes in China discussing how blockchain can be applied in China and cryptocurrency. She is on the advisory board of the Blockchain Research Institute of Ren Min Wang (people.com.cn), the official government media. She also serves on the independent board of directors of the Bank of Gansu and Canaan Inc. She has been published numerous times in top research journals like the Review of Accounting Studies, Journal of Accounting and Public Policy, China Accounting Review, Finance Research, Accounting Research, and more.

FinTech executive including C-level and NED roles. Anna has 19 years of experience in the banking and payments industries with a focus on CEE (Citigroup, T-Mobile, mBank, PwC).
Anna drives innovation in the European FinTech ecosystem. Her particular expertise lies in the fields of innovative digital payment solutions, acquiring, merchant services, and digitally enabled financial products (e-commerce, open banking). She acquired this expertise while serving in strategy, innovation, and product management roles. Anna introduced one of the first online payment gateways, the first digital wallet, and the first mobile payment platform in the CEEMEA region. She managed the implementation of the first local mobile banking apps and the first local mobile payments initiative.
In her current role at PwC, Anna is responsible for building cooperation models between banks and FinTech partners, particularly with regard to Open Banking, Payments, and Conversational AI projects, with a focus on Central Europe. Jury Member and Expert at the EU European Innovation Council (EASME ‘SME Instrument’). Ambassador for the EWPN – European Women Payments Network.
Featured in the global TOP 100 Women in FinTech 2019 List (Lattice80, March 2019), ‘20 Most Influential Women in Payments’ (Cashless.pl, 2019), and the ‘Top 20 Women in FinTech’ Report (Institute of Innovative Economy, 2017). Speaker at the numerous industry (FinTech | Digital | Payments) conferences and events.

Andrey Makarov has been working in the payment industry since 2005, he has taken various positions at leading payment systems and was responsible for co-operation with bankers and commercial representatives. Before that, he was Director of Financial Services Marketing at MTS where he was in charge of implementation of the financial services strategy, development and promotion of m-commerce services, financial and banking products for MTS subscribers in close collaboration with MTS Bank and other financial organisations. Prior to joining MTS, he took the position of Vice President, Director of MasterCard Market Development in Russia, Belarus, Armenia and Kazakhstan where he was in charge of building relations with commercial enterprises, mobile operators, and other non-banking partners.
Graduate of the Faculty Economics at Moscow Timiryazev Agricultural Academy.

In 2012, he graduated from Bauman Moscow State Technical University with a degree in Mechatronics.

He launched his career as a leading developer of security systems and the Internet of things.

In 2016, he joined the Rubbles team as a data analyst. Later, he led the Rubbles projects in one of the major banks in Russia and by 2019 headed the banking department of the company for Russia and the CIS.

He is currently responsible for the development of Rubbles products for the banking sector and the expansion of cooperation with partners.

Alexey Malinovskiy is responsible for driving the development of electronic payments in one of the largest European markets with a fast-growing cashless economy and payments industry.
Mr. Malinovskiy joined Mastercard in 2010 as Head of Government Relations and Public Policy in High Growth European Markets and was responsible for our policy efforts and relations with governments and central banks in the region.
Mr. Malinovskiy has been the President of Mastercard Members Association in Russia since 2013 and is a Member of the Board of the American Chamber of Commerce in Russia.
Before joining Mastercard, Mr. Malinovskiy held various leadership positions at Microsoft and other Russian and international companies in the high-tech sector.
He holds a Master of Science Degree in applied mathematics from the Moscow Aviation Institute.
In 2018, Mr. Malinovskiy was recognized in the ‘Top-250 Business Executives’ nationwide ranking as No.2 in the financial services industry by the Association of Managers and Kommersant newspaper.

Sergey Malyshev was born on 9 December 1997, graduated from Linguistics University of Nizhny Novgorod. In 2015–2016, he studied at London Business School.

From 1996 to 2005, he worked at Russian offices of large global companies: Pepsi Bottling Group, Danone Russia, and Gillette Russia. He was involved in trade marketing, sales management, work with key clients; after that he changed his field of activity to banking.

In 2005–2009, he took executive positions in strategic partnerships and retail loyalty programmes at Alfa Bank.

In 2009–2016, he worked at Sberbank, where he took positions of Deputy Chairman of the Board of Moscow Bank, Director for International Retail Business, and Chief Managing Director of Sberbank. In September 2016, he joined the Vneshekonombank Group (VEB)

In spring 2018, he became Head of Retail and Digital Business at Promsvyazbank.

Improving financial inclusion quality of financial services, financial literacy of the population, ensuring protection of consumer rights and protection of financial services consumers.
In 1997–2002, Mikhail Mamuta involved in supporting small business in Voronezh Region, including being General Director of the State Small Business Support Fund of Voronezh Region.
From 2002 to 2014, he was Director of the Russian Microfinance Centre and National Partnership of Microfinance Market Participants.
From 2010 to 2014, he took several executive positions in OPORA RUSSIA, such as Member of the Board, Vice President for Financial Markets.
From 2012 to 2014, he was a representative of the Public Ombudsman for Protection of Entrepreneurs’ Rights regarding fighting violations of entrepreneurs’ rights in the banking market.
In 2011, he became Advisor of the Head of the Federal Financial Markets Service.
In 2014, he became Head of the Main Office of Microfinance Market and Financial Inclusion Methodology, Bank of Russia.
Since April 2016 he has been Head of the Service for Consumer Protection and Financial Inclusion, Bank of Russia.
In September 2018, he became Member of the Board of Directors, Bank of Russia.
Master’s Degree of Physics. PhD in Economics.

Konstantin Markelov is responsible for implementing new technologies at Tinkoff, as well as for business analytics, partnerships with technical universities, talent acquisition, and educational programmes. He has been with the company since 2007, starting out as an analyst and taking an active part in its development. He launched several important projects and led the company to employ business analysts (technologists). He was appointed Vice President in 2012.
Markelov graduated with honours from the Faculty of Mechanics and Mathematics of Moscow State University in 2007.

In 2006 he graduated from Moscow State Mining University.
He launched his career in 2006 at Rus Bank (now Rosgosstrakh Bank) as a system administrator.
Since 2007, David worked at GE Money Bank in various positions and was responsible for server infrastructure.
In 2012, he joined the Otkritie Bank as a Technical Director. Under David’s leadership, the team integrated the twelve acquired banks into a single infrastructure with common quality standards and policies.
Since 2016, David also took over the development and support of the Otkritie Bank Processing Centre, as well as the establishment of a new agent banks business line.
In 2017, he was offered a position of Director of IT, Operations and Infrastructure at Rostelecom. Here, David Martirosov manages the user support and all services operations of Rostelecom, the development of operating infrastructure and platforms, as well as the quality control of all these services.
Since March 2018, he was appointed IT and Services Director of Data Storage Centres.

Digital Product Development, Lamoda Group.
Kira Matveeva – Product Director at Lamoda Group. She is in charge of the company's digital products development. Prior to Lamoda, she was responsible for digital product development at Yandex. She is the author of Research 101 course. Graduated from Bauman MSTU.

In 1977, Tatyana Medvedeva graduated from the Saratov State Law Academy with a specialization in jurisprudence. In 1984, she completed her graduate-level studies in Civil Law at Saratov State Law Academy. She is a Candidate of Legal Sciences.

Kirill Menshov graduated from Bauman Moscow State Technical University in 2002; in 2006, completed a professional retraining programme in Strategic Human Resource Management at the State University of Management; in 2009, took an MBA with Distinction in telecommunications at Moscow International Higher Business School MIRBIS.
Kirill Menshov has been working in IT and telecommunications for over 15 years. He began his career in 2003 at CBOSS where he worked up from a maintenance engineer of telecommunications bulling to Director of Professional Services, he was responsible for consultancy, introducing and maintenance of products. In 2010, he joined Yota Group as a Director of Development and Programme Management, where he was responsible for developing automation systems and maintaining telecommunications business. In 2013, he started working in the financial sector, and in 2015 became Vice President for Information Technology at Otkritie FC Bank.
In November 2017, Kirill Menshov was appointed Vice President for Information Technology at Rostelecom. Since March 2018, he has been Senior Vice President for Information Technology.

Chris is an experienced industry expert in building cross functional teams, technology platforms and digital products for global brands. He is currently leading development of the UK Open Banking Standard, including creation of the collaboration and governance model which covers both regulatory compliance and commercial requirements. Chris is a strategic innovator and founder of Ozone, a FinTech providing Open Banking technology solutions and advisory services to banks, third parties and regulators in UK, Europe and Globally.

He is a graduate of the Kiev Radio Engineering Higher School and postgraduate of the Ministry of Defense, with a PhD in Technical Sciences. He also graduated from the Higher Business School of the Ministry of Foreign Economic Relations of Russia – IEMI (European Institute of International Management, Paris), where he got an MBA.
He worked as Advisor to the Minister of Communications and Mass Media of the Russian Federation, headed the Department of State Policy for Information Technologies and Informatization Coordination of the Ministry of Communications and Mass Media of Russia. He is also ex-Minister of Transport and Communications of the Chechen Republic and an ex-member of the Government of the Chechen Republic. Before that, he worked as Director of the Operations Development Service, Commercial Director, and Vice President for Marketing and Sales at VimpelCom JSC and the subsidiaries of VimpelCom Group. He was awarded a letter of acknowledgment by the President of the Russian Federation.
Since July 2018 – CEO of GLONASS.

Graduated from the Plekhanov Russian University of Economics in 2001 with a degree in Mathematical Methods in Economics.
Worked for five years in the Main Directorate of the General Staff of the Russian Ministry of Defence. Held a number of positions with VSK Insurance House starting in 2006. Joined Tinkoff in 2015 and was later appointed to head Tinkoff Insurance.

Education
Belgorod State Technological University, named after V.G. Shukhov

Professional background
From 2006 to 2010, heworked on the federal treasury projects for the OTR company.
From 2010 to 2012, he developed banking solutions at Bank Soft Systems.
From 2012 to 2017, he developed telecom products at MFMSolutions.
From 2017 to the present, he has served as the technical director of S7 Techlab.

1991–1992: Chief specialist in the Directorate on Economic Reform of the Standing Committee of the USSR Scientific and Industrial Union Board, Moscow.
1992–1994: Chief specialist, consultant for the Directorate of the Russian Union of Industrialists and Entrepreneurs on Economic Policy Issues.
1994–1994: Adviser at the Expert Institute of the Russian Union of Industrialists and Entrepreneurs.
1994–1995: Deputy Head of the Economic Reform Department – Head of the Division for State Regulation of Economy of the Russian Federation Ministry of Economy.
1995–1996: Deputy Head of the Economic Reform Department of the Russian Federation Ministry of Economy.
1996–1997: Head of the Economic Reform Department of the Russian Federation Ministry of Economy, member of the Ministry's Board.
1997–1998: Deputy Minister of Economy.
1998–1999: Deputy Chairperson of the Promtorgbank Board.
1999–1999: Executive Director of the Eurasian Ratings Service.
1999–2000: Vice President of the Centre for Strategic Research Foundation.
2000–2003: First Deputy Minister of Economic Development and Trade of the Russian Federation.
2003–2005: President of the Centre for Strategic Research Foundation.
2005–2007: Head of the Expert Council of the Organizing Committee for Russia's Presidency of the G8 in 2006, Head of Research at the Centre for Strategic Research.
On 24 September 2007, appointed Minister of Economic Development and Trade of the Russian Federation.
Since 12 May 2008: Minister of Economic Development of the Russian Federation.
May 2012 – June 2013: Aide to the President of the Russian Federation.
Since June 2013: Governor of the Bank of Russia.
Member of the Bank of Russia Board of Directors pursuant to Article 15 of the Federal Law “On the Central Bank of the Russian Federation (Bank of Russia)”.

Education:

● Economics Faculty of the Lomonosov Moscow State University.

Alexey Natekin is involved in developing the Data Science community in Russia and abroad. He develops data science and machine learning within companies. He connects companies with data science and the data science community.

He is responsible for organizing the activities of the Open Data Science community, the largest specialist community in the CIS, with over 35,000 participants. Natekin is the organizer of Data Fest, the largest Data Science conference in Eurasia.
In the past, he has headed Data Scientist groups in DM Labs, Deloitte, Diginiteca, and Siemens. Natekin is also the organizer of a number of Data Science educational programmes.
Education: Undergraduate degree: Faculty of Mathematics and Mechanics, St. Petersburg State University; Graduate degree: Technical University of Munich (TUM).

In 1990, graduated from I. N. Ulyanov Chuvash State University. PhD in Economics.

Dmitry Nazipov began his career in 1994 at the Administration of the President of the Chuvash Republic, where he headed the Informatisation Department, and later – the Information Technology Office.
In 2002–2004, he headed the State Committee of the Chuvash Republic on Communication and Informatisation.
In 2004, he joined VTB Bank as Senior Vice President and CIO.
In 2017, he joined Gazprombank where he has been working as First Vice President.

Education:
Graduated from the Moscow State University in Economics; the Institute of Political Studies of Paris (Economics and Finance) and holds a Master of Arts in Economics, Banking and Finance from Paris IX Dauphine University.
Career path
He started his career in 1996 in the Russian Regional Development Bank, where he became Senior Vice-President and then joined VTB Group in 2004. In 2006 Dmitry became First Deputy Chairman of PromStroyBank, transformed shortly after into VTB North-Western Bank which he led as Chairman of the Management Board from 2007. In 2011 Dmitry Olyunin was appointed to TransCreditBank and has run its merger with VTB24 in early November, 2013. Since December 2013, Dmitry Olyunin has held the position of the Chairman of the Management Board at Rosbank.

1983: graduated from Kalinin Leningrad Polytechnical University in Leningrad, majoring in Electrical Engineering – Electrophysics

He has vast experience of work in high-ranking positions at Russian state and business institutions.

1986–1993, Scientific Research Institute of Electrophysical Apparatus (NIIEFA).

1993–1999: was Deputy Director and later Director of the Stock Exchange in St. Petersburg.

In 1999, he became Vice Chairman and in 2003, First Vice Chairman of the Board Council of the Industrial and Construction Bank in St. Petersburg.

2003–2011, he worked as a Vice-Governor of St. Petersburg, heading the Governor’s Administration.

2011–2012, he was Deputy Minister of Economic Development of Russia.

July 2012 – March 2017: Deputy President and Chairman of VTB Bank Management Board.

Since March 2017: President of Rostelecom.

Currently he is a member of the governing bodies of the following organisations: Digital Economy Autonomous Not-Profit Organization, T2 RTC Holding, member of the board of the Russian Union of Industrialists and Entrepreneurs, Member of Board of Directors of Votron, and Member of the Board of Trustees of Joint-stock company Non-state pension fund Alliance.

Mikhail Oseevskiy is Chairman of the Supervisory Council of St. Petersburg Higher School of Economics National Research Institute.

Denis Osin joined Alfa-Bank in July 2006. He worked in the Retail Business and Corporate Investment Bank units, holding the position of Director for Work with Regions. He then moved to the Mass Business unit, which he took charge of in April 2015. From March 2016 to February 2018, he was a member of the Board of Directors of Subsidiary Bank Alfa-Bank (Kazakhstan). In October 2016, he was elected member of the Board of Directors of Alfa Leasing Limited Liability Company. He took charge of the Small and Medium Corporate Business unit in April 2018, and, by decision of the Board of Directors, joined the Alfa-Bank Executive Board. He has served as Small and Microbusiness Director since February 2019.
From 1995 until Osin joined Alfa-Bank, he worked for FMCG sector companies, such as Kraft Foods, Hochland, Perfetti Van Melle, and Schweppes.

In 1999, Osin graduated from Moscow State University of Printing Arts with a degree in Accounting and Audit.

Vahe heads the group of Experimental Projects at Yandex. He is responsible for development of new business areas. Vahe joined Yandex in 2017. Prior to joining Yandex, Vahe worked at one of the world’s largest investment banks, Goldman Sachs, for several years; he also worked at VTB Capital Investment and Troika Dialog.
He received a Master’s degree at ICEF, National Research University – Higher School of Economics, and a Bachelor’s degree at the Faculty of Economics, HSE.

Born in 1979 in Magnitogorsk. In 2001, he graduated from Lomonosov Moscow State University, Department of Economics. In 2003, he graduated from the Lomonosov MSU Business School.

Alexey has 20 years of entrepreneurial experience.

Since 2009, he has been creating and successfully developing technology companies specializing in small and medium-sized business and banking processes automation. Alexey is a co-founder of banking services designer APIBank; founder of SaaS-platform for IE and LLC registration ‘Accounting and Banking Technologies’; co-founder of the first and largest Russian online accounting service ‘Moye Delo’.

Career Timeline:

In June 2017, he left Alfa-Bank to implement the idea of a banking services designer and to develop the open banking concept in Russia. In partnership with Digital Horizon, he founded APIBank (Digital Banking Platforms).
2016–2017 Head of Electronic Non-Financial Services Development, Alfa Bank.
2014–2017 Founder, CEO of banking SaaS-platform for IE and LLC registration ‘Accounting and Banking Technologies’. In 2017, he sold 50% of the company to ‘Moye Delo’ Service and transferred the rest to the service development team.
2009–2016 co-founder and product director of the first and largest Russian online accounting service ‘Moyo Delo.’
2006–2009 owner of ‘Moscow Lawns’, a company supplying seeds, equipment and fertilizers to private country cottage owners and urban landscaping companies.
2003–2009 senior partner in the ‘City Tax Service’ (accounting, tax audits and outsources business services).
1999–2002 owner of eSports clubs in Moscow.

In 1998, graduated from Moscow Institute of Physics and Technology (State University), in 2001, completed post-graduate work at MIPT. He received additional training in management (Russian-British School of Business at MPTI and University of Wolverhampton, England).
The most significant experience is his work at the Sochi 2014 Organising Committee where he worked up from the Head of EPR Department to Director of Technologies Operations Centre responsible for support of all tech services.
In 2014–2015, he supervised the Russian Ministry of Digital Development, Communications and Mass Media’s programme for the preparation for the 2018 FIFA World Cup.
He participated in starting the Project Office of the National Technology Initiative (NTI) where he arranged for the adoption of the TechNet Roadmap on the Development of Innovative Digital Technology for NTI Markets Support by the Presidential Council for Economic Modernisation and Innovative Development Presidium.
As Director of Digital Transformation Projects at VTB, he was responsible for organizing a corporate accelerator, for organizing investments in Fintech projects at VTB, and for mentoring start-ups.
He implemented dozens of big and complicated projects on IT strategy development, selection and successful introduction of IT tools (ERP, WMS, BI, etc.) aimed at improving efficiency and transparency of the business.
He is a member of the Advisory Board of GlobalCIO, the CIO community portal. Expert of the CSR Foundation and FOSTAS Foundation.
He is a lecturer at the Higher Business School at Moscow State University, CIO Academy, MBA MGIMO, and Financial University under the Government of the Russian Federation. Co-author of 4CIO textbook.
Has been awarded with the Russian Federation Presidential Certificate of Honour.

Ilya Polyakov joined the Paris team of Societe Generale Corporate and Investment Banking in 2001 and since then he took different positions in the department of natural resources. In October 2010, Mr. Polyakov was appointed a senior banker. In 2011, he was appointed a global co-director for the mining and smelting industry in the department of natural resources and energy development in addition to his duties as a senior banker that included global client relations and strategic consulting of clients in metal and mining industry in Russia and CIS countries.

In February 2013, Mr. Polyakov was appointed Deputy Chairman of the Management Board of Rosbank on corporate business. He headed the block of client relations and investment banking in Russia and CIS countries of Societe Generale Corporate and Investment Banking. In September 2016, Mr. Polyakov took the position of the First Deputy Chairman of the Management Board of Rosbank. In addition to the existing duties, he headed the division of investment and banking services as well as operations in the capital market and securities servicing.

In May 2018, Mr. Polyakov was appointed Chairman of the Management Board of Rosbank.

Graduated Moscow State Institute of International Relations (MGIMO)

Graduated from All-Russian Distance Institute of Finance and Economics University in Moscow with a degree in finance and credit in 1998.
Alexey Ponomarenko has been working in Sberbank since 1993.
Since 2013 he has headed the Cash Management Department, whose functions include organizing CIT and cash processing activities, managing the bank's cash centres (350 units), cash liquidity management and other cash management functions.

Vladimir Potapov heads a single platform of VTB Group investment products. The business unit VTB Capital Investments was established on 1 January 2018 to integrate VTB Capital Investment Management – the largest Russian asset management arm serving local and international investors, VTB Bank Brokerage Department – provider of retail brokerage services, VTB Capital Broker – provider of brokerage services tailored to institutional clients, and VTB Forex – provider of retail FX services. The total assets under management in VTB Capital Investments exceed RUB 1.7 trillion. Vladimir is responsible for strategic and operational development.

In July 2010 Vladimir joined VTB Capital Investment Management as the Global Head of the Portfolio Management business. He assumed his role of CEO, VTB Capital Investment Management in 2013. Under his guidance total assets under management have risen to more than RUB 836 billion as of April 2019. His work has enabled VTB Capital Investment Management to take first place among Russian asset managers in Expert RA’s 1Q2019 rating. Before joining the firm, he worked for more than seven years at Troika Dialog as a partner and lead portfolio manager.

Vladimir received his MBA with honours from the University of Chicago Booth School of Business. Prior to this, he graduated with honours from the Higher School of Economics in Moscow and the People’s University of China in Beijing. He is a CFA charter holder and is FFMS 1.0, 5.0 certified. Vladimir is a certified coach at the International NeuroLeadership Institute.

Andrey Protopopov joined the QIWI team in 2013 as Head of Product Development. In 2014, he transitioned to Head of Product Office. He became Director of IT and Product Development in 2015. He has served as CEO of Payment Services at QIWI and General Director of KIVI JSC since August 2019.

Andrey has many years of experience in commerce and product management. Before QIWI, Andrey worked at Procter & Gamble, where he was responsible for business development, planning, and market strategy.

Andrey Protopopov graduated from Novosibirsk State University in 2004 with a degree from the Department of Mechanics and Mathematics.

Professional Experience

From 2002 to 2005, Puzyrnikova headed the Department of Software Products Testing at Intit-Energo JSC, and from 2005 to 2007 she headed the Department of Bank Cards at AO Quorum JSC.

From 2007, she worked at Unicredit Securities as sales manager for derivatives and structured products.

In 2009, Puzyrnikova started her work at Sberbank from the position of Chief Economist at the Market Risks Division of the Finance Department; by 2016 she held the position of Managing Director (later Senior Managing Director), and until 2017 she headed the Division of Credit Risk of Sberbank CIB Risk Management Department.

In 2017, Natalia took the position of Managing Director for Investment Risk at Otkritie FC Bank.

Since the end of 2017, Puzyrnikova has held the position of Executive Vice President at Gazprombank (Joint-Stock Company), where she is responsible for organizing the bank’s risk management process, developing, centralizing and coordinating all risk management systems, policies and procedures in this area.

Education

In 2002, Natalia Puzyrnikova graduated from the Faculty of Physics at the Lomonosov Moscow State University; in 2009 she completed the Master of Finance programme at the New Economic School.

Ron brings over 30 years of experience in the IT, software and telecom industries to his role providing technical leadership for Huawei’s Data Center sales organization. He has a broad background in high-performance computing, databases and big data. Prior to joining Huawei in 2007, Mr. Raffensperger was Senior Vice President of Marketing for Sylantro Systems, a U.S.-based provider of advanced voice applications. Ron has held senior positions at Siemens, IBM and ROLM Telecommunications, along with startup companies in the database and SaaS industries.

Subas has 23 years of strategic advisory experience in the financial sector. He has designed and led digital innovation processes in central banks and regulators in Eastern Europe, North America and the Asia-Pacific region. Prior to that, at the Big Four, he was responsible for the worldwide development of strategic consulting in financial and regulatory risk management, RegTech and digital updates.
He is the founder and independent chairman of the International RegTech Association (IRTA), the leading non-profit organization representing RegTech and innovative companies, central banks and regulators. The association operates in more than 30 countries.
Subas graduated from Trinity College of Oxford University with a degree in Economics. He holds an honours diploma in computational mathematics, PhD on ‘The current contribution of data science approaches to the social development of developing countries’ from Stanford University in California.

He graduated from the National Technical University of Ukraine’ Kyiv Polytechnic Institute’ with a degree in Computer and Intelligent Systems and Networks.
He boasts many years of experience in senior positions in finance and insurance: 2004–2005 OAO Rosno, 2005–2006 AKB Moscow Bank for Reconstruction and Development, 2006–2010 ZAO GUTA-Insurance, 2010–2015 First Vice President of ZAO GUTA-Insurance.
2011–2014, member of the Presidium of the All-Russian Insurers Association. In August 2015, he was appointed General Director, Chairman of the Management Board of OOO Absolute Insurance (formerly ISK Euro-Policy).
2016–2018, Dmitry Rudenko has made it to the list of ‘Senior Executive Managers. Top 250’ by the Association of Managers (AMR) of the Kommersant Newspaper.

Head of the IT Block of Otkritie Bank. Responsible for the IT development strategy for Otkritie group.
In 1986, Rusanov graduated from the Moscow Engineering and Physics Institute (MEPhI) with a degree in Electronics. He also has a degree in technical translation. In 1991, he completed his graduate-level studies at MEPhI.
In 1995, Rusanov completed his studies at the American Institute of Banking (New York, USA), where he specialised in Digital and Automated Trends in the Banking Industry.
In 1996-1997, Rusanov studied at the Finance Academy of the Russian Federation, where he recieved a degree in Banking and Finance.
Rusanov began his career in the banking sector in 1993 with Mezhkombank, where he rose from Project Manager to Head of IT.
In 1999, Rusanov moved to Sobinbank where he also oversaw IT in his position as Deputy Chairman of the Management Board for IT.
In 2000, Rusanov became Vice President and Head of the IT Department, and later Directorate, at TransCreditBank. He was a Member of the bank’s Management Board and served on the Boards of Directors of the bank’s subsidiaries.
In October 2011, Rusanov was appointed Senior Vice-President and Director of Banking and Information Technology at VTB24. In June 2012, he joined the Management Board of VTB 24.
Rusanov has been serving as Head of the IT Block and Member of the Management Board at Otkritie Bank since February 2018.

In 2003, he founded Group-IB, the company that today prevents and investigates cybercrimes around the world.
He graduated with honours from Bauman MSTU, Department of Informatics and Control Systems.
At 29, Ilya Sachkov made it to the Forbes’ global list of the most brilliant entrepreneurs under 30 in the Enterprise Tech category. He is a member of the Young President Organization (YPO), a worldwide network of young company executives with a turnover of more than $4M.
Sachkov became the first Russian award winner of the international Digital Crimes Consortium for his contribution to the global peer learning in computer forensics.
Today he is a member of expert cybercrime committees of the State Duma of the Russian Federation, The Ministry of Foreign Affairs of the Russian Federation, the Council of Europe and the OSCE; co-chairman of the RAEC Commission on Cybercrime, board member of the Coordination Centre of the national Internet domain; three-time winner of the Russian stage of the EY contest ‘Entrepreneur of the Year’ in various IT nominations.
In 2018, he was shortlisted in ‘100 outstanding people of the year’ by Expert RA and ‘Russian people of the year’ by Russia Beyond.
At the beginning of 2019, Ilya Sachkov won the Innovative Breakthrough nomination of the Big Business contest.
In 2019, the French independent analytical centre ‘Institut Choiseul’ as part of the ‘Choiseul 100 Russia’ project listed Ilya Sachkov in top 100 ‘Young Economic Leaders of Russia’.

Alexander Samokhvalov was born in 1979 in Moscow. In 2001 he graduated from the State Financial Academy specialising in Accounting, Analysis and Audit.
In 2005, he was in charge of internal control and Audit at Citibank.
From 2006 to 2011, he was head of finance at large Russian and international companies, including IKANO Finance (IKEA Group), and Loyalty Programs Center (Sberbank’s ‘Spasibo’ Programme).
In June 2012, he was appointed Chief Financial Officer at Leto Bank. In October 2013 he joined the Management Board of Leto Bank.
Between 2014 and 2016 he held a position of Deputy President – Board Chairman of Post Bank (formerly Leto Bank).
From October 2016, he was the First Deputy Board Chairman, and currently he is the Chairman of the Board of Russian Standard Bank.

Main responsibility: scaling and diversification of the online marketplace business due to introducing complementary financial services. Within less than a year, the fintech team launched products of the Ozon financial service ecosystem – consumer lending, the Ozon.Invest P2B lending platform, and the Ozon.Card bank card.
Bachelor of Management and Master of Economics at National Research University Higher School of Economics.
After graduation, worked at Alpha Bank for three years where he was responsible for developing financial products and services.
In 2015, started working at Digital Finance International as the Financial Manager for APAC. In 2017, became the CFO for APAC and was responsible for all product analytics, accounting, and corporate treasury.
In 2018, joined Ozon.

He graduated from Moscow Institute of Physics and Technology in 1977 and until 1995 was engaged in experimental studies of laser-plasma. Holds a PhD in Physics and Mathematics.
Since 1995, he started marketing and producing Internet services, worked as a marketing director at one of the first Russian providers Glasnet and then at Russia Online. Since 2004, he has been with Yandex, and currently holds the position of Director of Services Marketing.
Also, Andrey Sebrant is a professor of practice at the Higher School of Economics, a member of the Expert Council of the Polytechnic Museum, and the editor-in-chief of the Internet Marketing Journal.

President of the Big Data Association, Deputy CEO for Digital Projects and Government Affairs at USM Management, Member of the Board of Directors of MegaFon, President of the Association of Big Data Market Participants, Head of the ‘Information Infrastructure’ working group of ANO ‘Digital Economy’.
Since December 2018, Anna Serebryanikova has been on the Board of Directors of MegaFon as a representative of USM Holding. From 2016 to December 2018, she served as Chief Operating Officer. Since her appointment as COO, she has been in charge of the company’s infrastructure development, innovative development, implementing the digital economy programme, and testing new technologies.
Thanks to Anna’s effective leadership, MegaFon is a leader in 5G development, invests in Big Data and the Internet of Things (IoT), and its infrastructure remains the most developed on the market.
Anna Serebryanikova is a key figure in the Russian telecommunications industry and a recognized expert in the field of business and economic digitalization. As head of the ‘Information Infrastructure’ working group within ANO ‘Digital Economy’, Anna leads the joint efforts of business representatives and government officials in implementing the digital programme of the Government of the Russian Federation. She is the author of numerous articles and a speaker at major industry forums and conferences.
Anna is Member of the Board of NP GLONASS, Member of the Boards of Directors of the Russian Mediacommunications Union and AO Peter-Service, and is a member of the Board of Trustees of the Polytechnic Museum. Anna is also Co-Chair of the Committee on the Digital Economy of the Russian Union of Industrialists and Entrepreneurs and a member of the Expert Council of the Russian State Duma Committee on Information Policy and IT. Before joining Megafon, from 1998 to 2004, Serebryanikova worked at the Non-Profit Foundation for Enterprise Restructuring under the Russian Ministry of Finance. She graduated with honours from the Law Faculty of Lomonosov Moscow State University and was awarded a Masters degree in Law from the University of Manchester (UK).

Education
Timofey Shagun graduated from the Military Finance and Economic Academy of the Ministry of Defence of the Russian Federation with a specialization in Finance and Credit, the Russian Legal Academy of the Ministry of Defence of the Russian Federation with a specialization in Jurisprudence, and is studying to receive a Master’s in Business Administration at the Higher Business School - State University of Management.
Professional Experience
Timofey Shagun began his career in manufacturing and, before he came to Revo Technology, he served as Chief Accounting Officer (CAO) of the enterprise Moskvorechye.
In 2013, he joined Revo as Deputy CEO. Over his tenure, he created the Finance, HR, and Legal blocks. In 2016, he became CEO of Revo. In this position, he is currently responsible for general management and company development.
Shagun has also served as a Member of the Council of SRO MIR since 2018.
Currently, Revo is working with Russia's leading retailers and is represented in thousands of stores in over 550 cities. Revo has also been successfully growing in Central Europe since 2018.

Supervises the audit of corporate and retail business, financial markets’ operations, the verification of subsidiary companies, as well as audit of financial models used by the bank.
In 1997, graduated from the Financial University under the Government of the Russian Federation. In 2007, received an MBA from the Higher School of Economics. Initially joined Sberbank as a junior auditor and gradually rose to the position of Managing Director.

Head of the Talent and Success Foundation; Member of the Presidential Council for Science and Education; Co-Chair of the All-Russian People’s Front Central Office; Public Figure
Elena Shmeleva heads the Talent and Success Foundation, which founded, at the behest of Russian President Vladimir Putin, the Sirius Education Center. The centre is involved in the early identification, development, and professional support of children gifted in the arts, sports, sciences, and technology. In four years, over 30,000 schoolchildren from 85 Russian regions graduated from the Sirius Center.
In the Council for Science and Education, she is head of the interagency working group on ‘Preparing trained specialists in the interest of regional socioeconomic development.’
In 2015, she received a certificate of appreciation from the President of the Russian Federation ‘For service to the development of the professional skills development system in the Russian Federation.’ Shmeleva was awarded the Order of Friendship in 2018.

Born: 27 December 1970; Moscow.

Education:
1993: Graduated from the M.V. Lomonosov Moscow State University (economics-mathematics).

Speaks English.


1988–1993: student of the M.V. Lomonosov Moscow State University.

1993–1996: economist of the 2nd category, senior economist, chief of the section with the International Finance Division of the Bank of Russia Foreign Operations Department.

1996–2001: deputy head, head of the Ost-West Handelsbank AG representative office, Moscow.

2001–2003: director of the Bank of Russia Open Market Operations Department.

2003–2011: director of the Bank of Russia Market Operations Department.

2011–2013: Deputy Governor of the Bank of Russia.

From September 1, 2013 to March 2, 2014: First Deputy Governor of the Bank of Russia — Head of the Bank of Russia Financial Markets Service.

From March 3, 2014: First Deputy Governor of the Bank of Russia.

Member of the Bank of Russia Board of Directors (since 10 October 2018).

In 1992, Vladimir Skvortsov graduated with a degree from the Faculty of Mechanics and Mathematics from Lomonosov Moscow State University.
From 1992 to 1998 he served as First Vice President of the investment company Rinaco Plus.
From 1998 to 2002 he worked for NIKoil Investment Banking Group.
From 1998 to 2000 he served as CEO of NIKoil Brokerage Company.
In July 2000, Skvortsov started serving as Executive Director of NIKoil Investment Banking Group’s business segment.
Skortsov has served as CEO of AlfaStrakhovanie Group since 2002.
In January 2014, he became a Member of the Supervisory Board of Alfa Group Consortium.

Education
Candidate of Politics, Lawyer, Manager
Presidential Academy of Public Economy and Civil Service (2012);
Moscow City Government University of Management (2009)
 President of the Association of Internet Trade Companies
 Member of the Expert Council Board of the State Anti-Counterfeiting Committee
 Member of the Expert Advisory Board of the Russian Federal Customs Service
 Member of the State Duma Expert Council on Legal Framework for Fintech Development in Russia
 Member of the State Duma Chairman’s Council on Legislative Support of Digital Economy Development
 Member of the Federal Antimonopoly Service Council on Developing Competition in Retail
 Member of the Russian Ministry of Industry and Trade Expert Council on Developing Trade in the Russian Federation
 Member of the Russian Federal Service for Surveillance on Consumer Rights Protection and Human Wellbeing’s Public Council
 Member of the Federal Tax Service Work Group on Cash Register Equipment
 Member of the Russian Ministry of Industry and Trade Work Group on Developing the Strategy of Trade Development
 Member of the Russian Ministry of Industry and Trade Expert Council on Developing the Industry of Children’s Goods
 Member of the Transient Commission on Information Society Development (Federal Council)
 Member of the Moscow Business Rights Commissioner’s Public Council
 Chairman of the Moscow Business Rights Commissioner’s Expert Council for E-Commerce
 Member of the Federal Service for Alcohol Market Regulation Work Group for Remote Alcohol Trade
 Board Member, OPORA RUSSIA
 Member of the Russian Chamber of Commerce and Industry Committee for Supporting Entrepreneurship in Mining, Production and Processing of Precious Metals and Gems and Items Made from Them
 Member of the Council for Development of Information Technology and Digital Economy
 Chairman of the Russian Chamber of Commerce and Industry Subcommittee for E-Commerce

Awards:
 Certificate of Merit, the Chamber of Commerce and Industry of the Russian Federation (2018)
 A Letter of Appreciation from the Deputy Mayor of Moscow in the Government of Moscow for Urban Development and Construction (2019)
 Badge of Honour from the Russian State Statistics Committee (2002 г.)

Artem Sokolov is a co-author of the Russian Federation Governmental E-Commerce Development Strategy before 2025, the author of a number of legislative initiatives, of numerous works and research papers on e-commerce. He regularly takes part in specialised conferences, forums and trade-related events, he has authored a large number of publications, had a large number of interviews and expert talks in various media; he is a member of numerous advisory, expert and public councils under public authorities.

Sergey Solonin was born on 28 November 1973 in Moscow. He currently holds the offices of General Director of FinTech, General Director of QIWI Group and Co-Head of the Finnet Working Group (Agency for Strategic Initiatives).
Sergey Solonin invests in promising fintech projects; he is a co-investor in Instamart, TimePad, YouDo, Gaijin, Arena Market, Aviasales, SEO Pult, BitFury, Ecwid, Obed Buffet, and Ramenskiy Konditerskiy Kombinat. Sergey also co-owns several restaurants – Ruski and Insight; at the beginning of 2019, he invested in a food delivery service ‘Kukhnya na rayone’ (Local Kitchen).
Mr Solonin also participates in the development of new educational initiatives and institutions in Russia, providing systematic investment support to federal projects. He co-invests in the IKRA creative thinking school, British Higher School of Art and Design, Moscow Film School, MACS, Blockchain Academy, Scream School and others.
In August 2018, he embarked on a trip around the world with his family. He calls this ‘The Journey to the Heart of the Family’.

Alexander graduated from the Plekhanov Russian University of Economics, specialising in business management. He began his career at N-Trans and participated in the development of the project M-11 Moscow – St. Petersburg Route. He continued his career at PwC, where he developed the foreign asset management strategy for Lukoil Overseas. Having gained experience in consulting, he moved to Rosatom, where he was responsible for developing financial models and structuring M&A transactions.
In 2012 he joined Sberbank, and in 2016 he kicked off the cloud solutions project at Sberbank, firstly as a partner, and later as CEO of the subsidiary SberCloud (Cloud Technologies LLC).
Outside of work, he has participated as a lifeguard in a number of humanitarian missions and is the holder of various red cross certificates.

Artem Sychev has been working at the Bank of Russia for over 10 years. He initiated the creation of the regulations and oversight system in information security for the credit and finance sector. He supervised the development of the regulatory framework for information security of financial organisations and standards and recommendations for information security.
Mr. Sychev actively participated in the creation of the Financial Sector Computer Emergency Response Team (FinCERT) which helped banks reduce their losses due to unauthorised transfers using corporate and individual accounts. PhD in Technical Sciences, he defended his thesis in June 2019.

TransferWise is a global technology company that’s building the best way to move money around the world. Whether you’re sending money to another country, spending money abroad, or making and receiving international business payments, TransferWise is on a mission to make your life easier and save you money. TransferWise processes £4bn every month on behalf of its six million customers, saving themselves £1bn a year in bank fees. It has attracted $689m from investors such as world’s largest VC firm Andreessen Horowitz and Sir Richard Branson.

Prior to joining TransferWise, Arunan worked as an Associate Director in the Barclays Global Transaction Banking team focusing on correspondent banks in the Americas. He has also worked in a variety of Cash Management roles covering both banks and non-bank corporates.

M. Tad Tilahun is responsible for the design, delivery, and performance of Visa’s products and solutions in more than 90 CEMEA markets and for driving synergy between Visa’s product and technology offerings.

Prior to this role, Tad served as Senior Vice President of Digital and Developer Platform (DDP) at Visa Technology where he was responsible for planning, developing, and supporting digital products and related innovation initiatives at Visa.

Before joining Visa in 2011, Tad spent more than 15 years in senior leadership roles at PayPal, eBay, and Accenture. His career began in telecommunications, followed by consulting, and then digital commerce and payments.

Tad has a bachelor’s degree in Electrical Engineering and a master’s degree in Computer Science with a concentration in Software Engineering from the University of Maryland.

Oleg Tinkov founded Tinkoff Bank in 2006, after having built a number of successful businesses from the ground up, including the frozen foods producer Daria, which he established in 1997. Two years after having successfully sold Daria, Oleg launched Tinkoff Beer and the Tinkoff Restaurants chain. In 2005, he sold the brewery business to Belgium’s InBev.
Oleg graduated from the Leningrad Mining Institute in St. Petersburg, Russia and studied Marketing at the University of California, Berkeley, USA.

Roberto Tittarelli is Executive Vice President Global Products & Solutions Europe at Mastercard. In this role, he leads sales and business development for European New Payments Platforms. Roberto is a member of the European Senior Management Team and NPP Management Committee.
Prior to this role, he was Executive Vice President, Core Product & ACH, Europe. He was responsible for developing and executing core product business models and strategies, and ACH propositions following the acquisition of Vocalink, both for the European region.
Tittarelli joined Mastercard in January 1995. Previously, he was General Manager Southern Europe from 2002 to 2008, where he directed Mastercard activities in Italy, Iberia, Greece and Turkey. Prior to this, he was Head of Business Development for Mastercard activities in Italy and Greece and Account and New Technology Director for Mastercard activities in Italy, where he managed the introduction of new technologies and e-commerce in the payment sector. Tittarelli was also the recipient of the Mastercard International 2005 Sales Champions of the Year award for Europe.
Tittarelli brings more than 20 years of expertise in retail banking and the payment industry from his previous positions as Director of Payment Office Solutions for American Express Italy and Head of Credit Operations at TopCard Card Division at the Banca Nazionale del Lavoro in Italy. He also has extensive experience as a corporate management consultant, advising companies in Organization, Business Strategy, and Marketing.

Artem is the CEO of Tokenomica, which he founded in 2018. Tokenomica provides a technology solution for raising capital, which allows issuing and secondary trading of smart securities based on block chain technology. Also, Artem is a member of the Management Board of the Association for the development of tokenization standards, the head of the block chain community in Russia.
In 2016, Artem founded and became the leader of the Deloitte Block Chain Lab in the CIS. Here led several innovative projects on introducing block chain technology into the business processes, as well as on asset tokenization, structuring ICOs and developing crypto currency and block chain legislation. In 2017, he founded the Sputnik DLT block chain integrator to provide support for the implementation of block chain in the business processes of large enterprises and government agencies in several countries in Europe and the CIS.
Artem is a member of the expert councils of several development institutes and legislative bodies throughout the CIS.
Education
Artem graduated from the National Research University Higher School of Economics with a degree in law.

A graduate of the Leningrad Institute of Aviation Instrumentation (1989) and the Voznesensky Leningrad Institute of Economics & Finance (1991).

Doctor of Economic Sciences. Head of the Department of Management, Financial University under the Government of the Russian Federation. Member of the Expert Council under the Government of the Russian Federation.
1995 to 1997, Deputy Chairman, then Chairman of the Management Board of Petroenergobank.
1997 to 1999, Deputy General Director for Economics and Finance, Lenenergo.
1999 to 2001, Head of the Department for Power Supply Operations, RAO UES.
In July 2001, he was appointed Deputy General Director of the Goznak.
Since October 2002, General Director of the Goznak.
In 2006, after the reorganization of the Association into the Federal State Unitary Enterprise Goznak, he was appointed General Director of the Enterprise.
On 19 May 2016, after the Enterprise’s transformation into a joint-stock company, he was appointed General Director of Goznak.

Viacheslav Tsyganov has been with Tinkoff Bank from the very beginning. He is in charge of information technology and computer systems at Tinkoff. Viacheslav has been Chief Information Officer since 2009, after transitioning from his role as Head of IT Architecture and Development at the bank.
Viacheslav has a Master’s degree in Computer Science from Southwest State University.

Joined Alfa-Bank in 2017 as Head of Retail Business.

After graduating from university in 1998 Tuch began his career at GE Capital, where he managed projects in 12 countries and developed the business in the USA, Mexico and Russia. He was later appointed as CFO at GE Money Bank Russia. In 2007, Tuch joined Svyaznoy as Executive Vice President and in 2013 became CEO of the company. In early 2016, he was appointed to the position of Executive Director at the M.Video retail chain.

Michael Tuch was educated at the University of Maryland in the United States and graduated with a degree in Economics and Finance.

Parviz Tukhtasunov has been head of the Federal Cadastral Chamber since November 2018. His main objective is to create a centre for IT competences at the Institution, support and maintain the Unified State Register of Immovable Property.
Between 2011 and 2016 he worked for various commercial companies. He was involved in investments in IT.
From August to October 2016, he served as deputy director of Rosselkhozptvktmonitoring. He was in charge of development of IT infrastructure of the institution and creation of the state information system for monitoring agricultural lands.
In October 2016 – November 2018 he served as Advisor to the Head of the Federal Cadastral Chamber. He was responsible for development of IT at Rosreestr.
In November 2018, he was appointed Director of the Federal Cadastral Chamber
In 2018, Parviz graduated from Sechenov Moscow Medical Academy.
In 2017, he graduated from Open Institute – High Professional School and Plekhanov Russian University of Economics.

He is in charge of the following blocks: Retail Business, Corporate Business, CIB, Wealth Management, Regional Development, the Troubled Assets Department, and the Energy Conservation and Environmental Management Directorate.
Also he manages and coordinates the activities of the Artificial Intelligence Laboratory and the Competence Development Centre for Data Research, Administration for Control and Coordination of Operations, PSS and Processes Department and the Monitoring and Expert Group.

Between 1999 and 2008, Alexander Vedyakhin was employed at Volgograd branch No. 8621 of Sberbank of Russia, where he advanced from a senior cashier-controller to the deputy manager of the branch.
In 2008–2012, he was the First Deputy Chairman of the Executive Board of Sberbank in Ukraine.
In 2012–2015, Alexander Vedyakhin was a member of the Executive Board and Chief Risk Officer (CRO) at DenizBank in Turkey.
In 2015–2018, he held the position of Senior Vice President of Sberbank, CRO of Sberbank Group and Head of the Risk Block, including the Artificial Intelligence Laboratory and the Competence Development Centre for Data Research.
Since June 2018 – a member of the Executive Board, First Deputy Chairman of the Executive Board.

In 1998, Alexander Vedyakhin graduated Volgograd State Technical University with an honours degree in Economics.
In 1999, he earned an honours degree in Global Economics from Volgograd State Technical University.
In 2001, he was awarded a degree of Candidate of Economic Sciences.
In 2010, Alexander Vedyakhin completed the MBA Banks programme in Bank Management at the Academy of National Economy under the Government of the Russian Federation.
In 2012, he completed the joint advanced training programme of Sberbank and the London Business School.
In 2016–2018, Alexander Vedyakhin completed regular training programmes at the Stanford Graduate School of Business.
In 2018, he completed the Artificial Intelligence and Advanced Machine Learning programme at Massachusetts Institute of Technology.

In 2002 graduated from Kazan State University with a Diploma in Civil and International Law and earned PhD in Law.
In 2006, he completed a course on investment management at the CCIM Institute. In 2013, he graduated from the Executive MBA program, the University of Chicago Booth School of Business (2013).
Since 2003, worked as a legal advisor at CB Richard Ellis, an international consulting company.
In 2004 started working in Investments Project Financing at AK BARS Bank.
Since 2010, he is a Managing Director for International and Investment Business coordinating projects in DCM, including alternative financial instruments. He led the foundation and managed the business with Financial Institutions as well as Investor Relations in AK BARS Bank.
In March 2016, became a Managing Director for Strategy, Innovation and Corporate Communications.
Since 2014, he is a member of Supervisory Board of INNOPOLIS Special Economic Zone.
Since 2017 – visiting professor at Innopolis University.
Since 2018 – Vice President of the Russian Union of University of Chicago alumni, start-up mentor and investor.
Since 2019 – Senior Vice President for Strategic Innovation and Fintech, AK BARS Bank.
Since 2019 - Partner of Basinghall Partners Venture Fund.

Vladimir Verkhoshinskiy was appointed Chief Executive Officer of Alfa-Bank on August 1, 2018.
Before Mr. Verkhoshinskiy joined Alfa-Bank, he held various positions at VTB Group. He served as Vice-President and Head of Corporate Business Development and Strategy at VTB Bank from 2009 till 2011. He became Deputy President and Chairman of the Board at the Bank of Moscow in January 2012 to oversee the Retail and Small Business division, mortgage lending, and private banking service. In May 2016, Mr. Verkhoshinskiy returned to VTB Bank after its merger with the Bank of Moscow to oversee Retail Business as a member of the Board.
Prior to his employment with VTB Group, Vladimir Verkhoshinskiy worked for the Moscow offices of Citibank, the investment fund VR Capital, and the consulting company McKinsey&Co.
Mr. Verkhoshinskiy is a cum-laude graduate of the Finance Academy of the Russian Government majoring in Finance and Credit and a holder of the Presidential Scholarship. He holds a Master of Business Administration degree and Public Management Program degree of Stanford University (USA).

Artem is in charge of business development at Tinkoff. He has been with the company every step of the way, starting his career as head of products at Tinkoff and growing with the company into his current role of senior vice president. Before joining Tinkoff, he held various positions at Russian Standard Bank and Raiffeisen Bank, including overseeing credit card operations in Russia.
Artem holds a Master’s degree in Applied Physics and Mathematics from the Moscow Institute of Physics and Technology.

Ilya Yasinsky has been working at the Bank of Rusia since 1994. He received professional competences at the Banking Supervision Department, Licensing of Banking and Audit Activities Department, Financial Monitoring and Foreign Exchange Control Department.
In 2002, he was appointed the Head of the Foreign Exchange Regulations and Foreign Exchange Department Office, Bank of Russia.
2010–2019: Deputy Director, Financial Monitoring and Foreign Exchange Control Department, Bank of Russia.
Since June 2019: Director, Financial Monitoring and Foreign Exchange Control Department, Bank of Russia.
Between 1999 and 2002 Ilya Yasinsky taught Financial Law at the Faculty of Law at the Higher School of Economics (State University).
Mr. Yasinsky was among the founders of the Russian anti-money laundering system and combating the financing of terrorism. Today he is one of the leading legislators in this area and in foreign exchange control. He takes part as an expert in shaping the position of the Russian Federation on AML/CFT and foreign exchange control in collaboration with specialised agencies and organisations. He is actively involved in teaching at leading educational institutions.

Mr. Yasinsky graduated with honours from the Faculty of Law at St. Petersburg State University specialising in Legal Theory.

Jo is the payments policy lead at the Monetary Authority of Singapore (MAS) and is project director for the recently enacted Payment Services Act. At the FinTech & Innovation Group (FTIG) of MAS, she is responsible for promoting safe and efficient payment solutions.

Prior to joining FTIG as Deputy Director, Jo was Assistant General Counsel at the MAS Legal Department. In that role she advised extensively on financial services regulations and free trade agreements. Her private practice experience was at Allen & Gledhill and Amica Law.

Jo graduated from the National University of Singapore with an LLB (Hons) Degree, and was called to the Singapore bar. She has a Master of Laws from University College London, and is a non-practising solicitor of England and Wales.

Maxim Eremenko is responsible for the group wide Data Science function and practices with key focus on AI transformation project. He leads the process of building up and maintenance internal professional Data Science Community, aimed at improving of the Data Science capabilities and practical benefits. Maxim is actively involved in implementation of the fruitful environment for collaboration of DS teams, spreading the best practices of DS and relevant AI tools, motivating participants to re-use the models and infrastructure across the Sberbank ecosystem.
He joined the Sberbank Group in 2005 as the Analyst for Credit Scoring and Portfolio risk models and in 2010 was promoted to the Deputy Head of Corporate Credit Risk Management. From 2013 – 2017 Maхim was the Sr Managing Director, Head of Risk Modeling Department.
As the Head of Risk Modelling function he managed the activities associated with implementation of Internal Rating Based approach compliant risk management system, making Sberbank the first bank in Russia that successfully passed on Basel II requirements and bearing one of the lowest risk portfolio on Russian market.

PhD in Economics (born 1964)
Dr. Fan Yifei has a PhD in Economics from Renmin University (China) and an MA in International Affairs from Columbia University. In 2015, Dr. Fan became Deputy Governor of the PBC and a Communist Party Committee (CPC) member of the Export-Import Bank of China.
February 2015 – Deputy Governor of the PBC, Member of the CPC PBC Committee
January 2015 – Member of the CPC PBC Committee
March 2010 – Deputy General Manager, China Investment Company (CIC), member of the CPC CIC Committee. He has served concurrently as the Chairman of the Bank of Shanghai (since November 2011).
June 2005 – Vice President, China Construction Bank (CCB), member of the CPC CCB Committee
August 2004 – Member of the CPC CCB Committee, Assistant President of CCB
February 2002 – Assistant President of the CCB. (From March 2003 to March 2004, he was the Assistant General Manager to the China Yangtze Power Co. Ltd.)
Before his February 2002 appointment as Assistant President of the CCB, Dr. Fan Yifei worked at the CCB and its affiliates in several capacities, including: Assistant General Manager and Manager of Planning at the Accounting Department of the CCB Trust and Investment Company; Deputy Director of the Capital Planning Department; General Manager of the Accounting Department; and General Manager of the Planning and Accounting Department at CCB headquarters.

He launched his career in August 2001 at GPB Bank.
Until June 2003, he held the positions of a specialist and a senior specialist in the credit department of the Tomsk branch of the bank.
June 2003 – March 2006, Senior Specialist in the Branch Network Management Department
March 2006 – September 2007, Deputy Head of the Directorate for Coordinating the Regional Network Operations – Head of the Branch Network Management Department
September 2007 – February 2010, Head of the Directorate for Coordinating the Regional Network Operations
February 2010 – May 2011, Deputy Head of the Department
Since May 2011, Vice President of the Bank
Since September 2012, First Vice President of the Bank
Since February 2013, member of the Management Board
Since November 2014, Deputy Chairman of the Management Board
In 2001, he graduated from Tomsk State University with a degree in Management.

Coming from a strong background in retail banking and financial product development, Tatyana leads AFT’s work on digital transformation in finance. This includes distributed ledger technology, Faster Payments System, Digital Identity, and Open API.
Prior to joining AFT, Tatyana held several top managerial positions at some of Russia’s commercial banks.
She previously served as Chair of the Board at Volkswagen Bank RUS and Senior VP, Transformations at Bank Globex. Since 2016, Tatyana has been Deputy Chair of the Board at Ak Bars Bank, which is listed among Russia’s Top-20 commercial banks.
Tatyana holds a Ph.D. in economics and has qualified as an Independent Director through the Graduate School of Public Administration at Moscow Lomonosov State University (MSU).

Member of the Federation Council of the Federal Assembly of the Russian Federation.

Representative of the executive authority of Kostroma Region.

First Deputy Chair of the Federation Council Committee on Budget and Financial Markets.

Professional Experience

September 2016–present – First Deputy Chair of the Federation Council Committee on Budget and Financial Markets.

July 2013–September 2016 – Deputy Chair of the Federation Council Committee on Budget and Financial Markets.

July 2013–present – Member of the National Financial Board.

May 2011–Present – Representative of the executive authority of Kostroma Region in Federation Council of the Federal Assembly of the Russian Federation.

January 2010–May 2011 – First Deputy Chair of Kostroma Region Duma.

January 2005–May 2011 – Deputy of Kostroma Region Duma.

Education

Financial University under the Government of the Russian Federation. Major: Finance and Credit. Qualification: economist.

Ivan Zimin heads the Financial Technology Department at the Bank of Russia and is responsible for co-ordinating projects on development and implementation of innovation technology for the financial market and for the Bank of Russia, and on development of financial infrastructure.
During his work at the he Bank of Russia, Ivan Zimin launched a remote biometric identification mechanism for the financial market and a regulatory sandbox. Led by Ivan Zimin, the Financial Technology Department is currently working on a fast payment system, distributed ledger technology solutions, digital profile platforms, as well as other infrastructure projects.
One of Ivan’s key objectives is improving legal regulation of digital technologies and electronic interactions in the financial market.
In 2010, Ivan Zimin graduated from the Russian Law Academy of the Russian Ministry of Justice majoring in law.

Born in 1978, Dr. Emrah Şener graduated from Boğaziçi University with a Bachelor’s degree
in Business Administration. He received his Master’s degree in Economics and Finance from
London School of Economics and his Ph.D. in Mathematical Finance from Imperial College
London.
Dr. Şener started his professional career at the division of Financial Engineering in HSBC,
London in 2003 and moved thereafter to Citibank, the Department of Fixed Income, Credit
Trading and Securitization in London. After working as a Vice President at the Structured
Products Group of Bank of America, he served as the Director of the Istanbul Risk Management
Laboratory established at Özyeğin University in cooperation with the Turkish Ministry of
Development. Dr. Emrah Şener was appointed Deputy Governor of the Central Bank of
the Republic of Turkey on 2 September 2016.